262 Prayer Cir, Rockwall, TX 75032 Property Records

Rockwall County property record for 262 Prayer Cir, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	2,584 sqft · built 2023
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,755 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`5317000A0002000R`

Property Details

APN / Parcel Number

Primary APN	`5317000A0002000R`
Alternative APNs	`R330289` `330289`

Interior

Stories	1 Story
Building Area	2,584 sqft Living Area
Gross Area	3,593 sqft
1st Floor Area	2,584 sqft

Exterior

Lot Area	68,825 sqft
Garage Type	Attached
Garage Area	757 sqft
Porch	Covered Porch
Porch Area	364 sqft

Location & Zoning

Street Address	262 PRAYER CIR
City	ROCKWALL
State	TX
Zip	75032-5832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAMRON ACRES BLK A LOT 2
Legal Subdivision	DAMRON ACRES
Legal Block	A
Legal Lot Number	2
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1023
Census Tract	40509

Owner

262 Prayer Cir is owned and occupied by two individuals.

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	262 PRAYER CIR, ROCKWALL, TX 75032-5832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit THE AMERICAN NATIONAL BANK OF TEXAS
Jan 3, 2023	Warranty Deed, Construction Loan · Construction Mortgage THE AMERICAN NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	262 PRAYER CIR, ROCKWALL, TX 75032-5832
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005076
Date	Mar 19, 2026
Instrument	20260000005076

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Dec 31, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jan 3, 2023
Property Address	262 PRAYER CIR, ROCKWALL, TX 75032-5832
Document Number	0000000077
Map Reference	PL 2022000024765
Instrument Date	Dec 30, 2022
Instrument	20230000000077
Transaction Type	Construction Loan
Record Updated	Oct 6, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 PARGER CIRCLE, ROCKWALL, TX 75032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 PRAYER CIR, ROCKWALL, TX 75032-5832

Mortgage

Document Number	0000000079
Date	Jan 3, 2023
Instrument	20230000000079

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 262 Prayer Cir was $6,755 with a homeowner's exemption, down 11.6% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,103 (-2.69%) Land $118,500 Building $490,603	$609,103 (-2.69%) Land $118,500 Building $490,603
2025	$6,755.00 (-11.57%) Homeowner's exemption	$625,959 Land $130,350 Building $495,609	$625,959 Land $130,350 Building $495,609
2024	$7,639.00 (+340.54%)
2023	$1,734.00	$133,905 Land $133,905	$133,905 Land $133,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 Prayer Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Prayer Cir is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGH POINT SUD serves 26,052 people · EPA ID TX1290016
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	500 / 60
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prayer Cir

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