262 North Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 262 North Ave, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,576 sqft · built 1939
Lot Size0.138 acres (6,011 sqft)
OwnerCompany Name on File
Last Sale$731,000 (Oct 2021)
Tax Bill$15,484 (2025)
Deeds & MortgagesMar 2024 Transfer
Oct 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN042-022-14

Property Details

APN / Parcel Number

Primary APN042-022-14
Alternative APNs
  • 042-022-14-000
  • 04202206000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,576 sqft Living Area
Gross Area1,972 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleDuplex Single
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.138 acres)
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
Deck Area138 sqft
Patio Area138 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address262 NORTH AVE
CityAPTOS
StateCA
Zip95003-4413
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal SubdivisionSEACLIFF PARK 05
Legal Block3
Legal Lot Number6-8
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2001
Census Tract122100

Owner

Source: Santa Cruz County records · APN 042-022-14

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 610, APTOS, CA 95001-0610
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2024Quit Claim Deed, Transfer
Quitclaim
Oct 05, 2021Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 07, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 09, 2018Grant Deed, Transfer
WESTERN BANCORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2021 · Amount on Record
Deed SaleOct 05, 2021 · Amount on Record
Prior SaleJul 09, 2018 · Amount on Record
Deed Document Number202150438
Last Transfer DateFeb 28, 2024
Transfer Doc0000004080
Record UpdatedSep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 05, 2024
Property Address262 NORTH AVE, APTOS, CA 95003-4413
Document Number0000004080
Map ReferenceMB 18 PG 67
Instrument DateFeb 28, 2024
Instrument2024-0004080
Transaction TypeTransfer
Record UpdatedMar 20, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 610, APTOS, CA 95001-0610

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 05, 2021
Property Address262 NORTH AVE, APTOS, CA 95003-4413
Document Number0000050438
Map ReferenceMB 18 PG 67
Instrument DateSep 28, 2021
Instrument2021-0050438
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$804.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 610, APTOS, CA 95001-0610

Mortgage

Document Number0000050439
DateOct 05, 2021
Instrument2021-0050439
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 07, 2018
Property Address262 NORTH AVE, APTOS, CA 95003-4413
Document Number0000036393
Instrument DateSep 24, 2018
Instrument36393
Transaction TypeTransfer
Record UpdatedDec 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address262 NORTH AVE APTOS CA 950034413, APTOS, CA 95003-4413

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 09, 2018
Property Address262 NORTH AVE, APTOS, CA 95003-4413
Document Number0000020877
Instrument DateJun 20, 2018
Instrument20877
Transaction TypeTransfer
Record UpdatedJul 23, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 610 APTOS CA 950010610, APTOS, CA 95001-0610

Mortgage

Document Number20878
DateJul 09, 2018
Instrument20878
Lender
NameWESTERN BANCORP
TypeBank
AddressSAN JOSE, CA 95123
Agreement
AmountAmount Recorded
Term360 Months
DueJul 08, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,137,829 (+2%) Land $853,372 Building $284,457
2025$15,484.00 (+10.26%)$1,115,519 (+4.04%) Land $836,639 Building $278,880
2023$14,043.00 (+2.38%)$1,072,203 Land $804,152 Building $268,051
2022$13,716.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims57 (1978–2023)
Claims Outside the SFHA3 of 57
Most Recent ClaimJan 2023, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
T-Mobile USAFixed Wireless100 / 20
Surfnet CommunicationsFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Cruzio Internet, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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