262 Nautical Way, Elgin, IL 60123 Property Records

Kane County property record for 262 Nautical Way, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,292 sqft · built 1993
Owner	Individual Name on Record
Last Sale	$133,500 (Feb 2019)
Tax Bill	$5,310 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2019 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-126-043`

Property Details

APN / Parcel Number

Primary APN	`06-21-126-043`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,292 sqft Living Area
Gross Area	1,938 sqft
Basement Area	646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	262 NAUTICAL WAY
City	ELGIN
State	IL
Zip	60123-5881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDMERE COVE CONDOS LOT 6 UNIT C
Legal Subdivision	WINDMERE COVE CONDOS
Legal Block	2
Legal Lot Number	6
Legal Unit	C
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2016
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	262 NAUTICAL WAY, ELGIN, IL 60123-5881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Feb 4, 2019	Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Oct 30, 2018	Warranty Deed, Transfer · Line of Credit CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	20194382
Prior Transfer Date	Feb 3, 2003
Prior Transfer Doc	0000071279
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	262 NAUTICAL WAY, ELGIN, IL 60123-5881
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058913
Date	Aug 2, 2021
Instrument	2021K058913

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	262 NAUTICAL WAY, ELGIN, IL 60123-5881
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012942
Date	Apr 4, 2019
Instrument	2019K012942

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	262 NAUTICAL WAY, ELGIN, IL 60123-5881
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012941
Date	Apr 4, 2019
Instrument	2019K012941

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.75%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 4, 2019
Property Address	262 NAUTICAL WAY, ELGIN, IL 60123-5881
Document Number	0000004382
Map Reference	DOC 93K45032
Instrument Date	Jan 2, 2019
Instrument	2019K004382
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$133.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 W 995 RED GATE ROAD, 36, SAINT CHARLES, IL 60175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 NAUTICAL WAY, ELGIN, IL 60123-5881

Mortgage

Document Number	0000004383
Date	Feb 4, 2019
Instrument	2019K004383

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.75%

Mortgage

Document Number	0000004384
Date	Feb 4, 2019
Instrument	2019K004384

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 30, 2018
Property Address	262 NAUTICAL WAY, ELGIN, IL 60123-5881
Document Number	0000053111
Instrument Date	Sep 27, 2018
Instrument	53111
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36W995 RED GATE RD ST CHARLES IL 601756223, ST CHARLES, IL 60175-6223

Mortgage

Document Number	53112
Date	Oct 30, 2018
Instrument	53112

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,310.00 (+22.46%) Homeowner's exemption	$77,605 (+8.57%) Land $18,599 Building $59,006	$232,908 (+8.57%) Land $55,819 Building $177,089
2024		$71,479 (+21.39%) Land $17,131 Building $54,348	$214,523 (+21.44%) Land $51,414 Building $163,109
2022	$4,336.00 (+4.84%) Homeowner's exemption	$58,882 (+6.96%) Land $14,112 Building $44,770	$176,646 (+6.96%) Land $42,336 Building $134,310
2021	$4,136.00 Homeowner's exemption	$55,051 Land $13,194 Building $41,857	$165,153 Land $39,582 Building $125,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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