262 N Main St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 262 N Main St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 819 sqft · built 1981
Lot Size	0.262 acres (11,408 sqft)
Owner	2 Individual Names on File
Last Sale	$318,000 (Oct 2022)
Tax Bill	$5,395 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2022 Sale + 3 more
APN	`NHAM M:016B B:0066 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:016B B:0066 L:0001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	819 sqft Living Area
1st Floor Area	819 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	11,408 sqft (0.262 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	262 N MAIN ST
City	FLORENCE
State	MA
Zip	01062-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Subdivision	LOLA T WALL SURV
Legal Block	66
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1028
Census Tract	821700

Owner

262 N Main St is owned and occupied by two individuals who bought it in October 2022.

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	262 N MAIN ST, FLORENCE, MA 01062-1221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA)
Feb 24, 2022	Fiduciary Deed, Transfer
Jan 27, 2017	Deed of Trust, Mortgage · Line of Credit EASTHAMPTON SAVINGS BANK
Dec 26, 2018	Deed of Trust, Mortgage · ARM EASTHAMPTON SAVINGS BANK
Apr 6, 2020	Deed of Trust, Mortgage · Balloon Mortgage UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Prior Sale	May 29, 2015 · Amount on File
Deed Book / Page	14714 / 155
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Oct 26, 2022
Property Address	262 N MAIN ST, NORTHAMPTON, MA 01062-1221
Document Number	014714-155
Book / Page	14714 / 155
Instrument Date	Oct 26, 2022
Instrument	22092
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 GROVE ST APT C, C, MILLBURY, MA 01527-2644

Mortgage

Document Number	0000022093
Date	Oct 26, 2022
Instrument	22093

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Feb 24, 2022
Property Address	262 N MAIN ST, NORTHAMPTON, MA 01062-1221
Document Number	014466-212
Book / Page	14466 / 212
Instrument Date	Feb 23, 2022
Instrument	4107
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 N MAIN ST, FLORENCE, MA 01062-1221

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	262 N MAIN ST, NORTHAMPTON, MA 01062-1221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12537-183
Date	Jan 27, 2017
Book Page	12537/183
Instrument	1847

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2037

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	262 N MAIN ST, NORTHAMPTON, MA 01062-1221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13167-57
Date	Dec 26, 2018
Book Page	13167/57
Instrument	26274

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2029

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	262 N MAIN ST, NORTHAMPTON, MA 01062-1221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13585-120
Date	Apr 6, 2020
Book Page	13585/120
Instrument	6083

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 262 N Main St was $5,395.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,395.00	$387,300 Land $170,600 Building $216,700	$394,725 (+4.5%)
2024			$377,720
2023	$4,758.00	$300,400 Land $135,300 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 262 N Main St; there have been 27 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1982–2023)
Claims Outside the SFHA	1 of 27
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Tropical Storm Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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