Santa Barbara County property record for 262 Morada Ln, Santa Barbara, CA 93105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 2,272 sqft · built 1957 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,350,000 (Sep 2023) |
| Tax Bill | $25,416 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-120-038 |
| Primary APN | 055-120-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,272 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 16,117 sqft (0.37 acres) |
| Street Address | 262 MORADA LN |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93105-1952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E1 |
| Legal Subdivision | SAN ROQUE HILLS NO.3 |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 103 |
262 Morada Ln is owned and occupied by two individuals who bought it in September 2023.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 262 MORADA LN, SANTA BARBARA, CA 93105-1952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FOURLEAF FCU |
| Sep 15, 2023 | Grant Deed, Transfer · Conventional Mortgage MONTECITO BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on File |
| Deed Sale | Sep 15, 2023 · Amount on File |
| Deed Document Number | 202327016 |
| Prior Transfer Date | Apr 18, 1996 |
| Prior Transfer Doc | 0000023645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 262 MORADA LN, SANTA BARBARA, CA 93105-1952 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 262 MORADA LN, SANTA BARBARA, CA 93105-1952 |
| Document Number | 0000008887 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026-0008887 |
| Name | FOURLEAF FCU |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Sep 15, 2023 |
| Property Address | 262 MORADA LN, SANTA BARBARA, CA 93105-1952 |
| Document Number | 0000027016 |
| Map Reference | MB 40 PG 9&10 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 2023-0027016 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 262 MORADA LN, SANTA BARBARA, CA 93105-1952 |
| Document Number | 0000027017 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 2023-0027017 |
| Name | MONTECITO BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 11.1% |
The 2025 property tax bill for 262 Morada Ln was $25,416, up 1.7% from the year before.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Santa Barbara City |
| Unified School District | Santa Barbara Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,444,940 (+2%) Land $1,144,440 Building $1,300,500 | |
| 2025 | $25,416.00 (+1.75%) | $2,397,000 Land $1,122,000 Building $1,275,000 |
| 2024 | $24,980.00 (+1,296.31%) | |
| 2023 | $1,789.00 (+1.94%) Homeowner's exemption Additional exemption filed | $162,826 Land $49,970 Building $112,856 |
| 2022 | $1,755.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 262 Morada Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 10 (1991–2023) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 262 Morada Ln is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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