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262 Mill St, Saranac, MI 48881 Property Records

Ionia County property record for 262 Mill St, Saranac, MI 48881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,659 sqft · built 1996
Lot Size0.529 acres (23,043 sqft)
Owner2 Individual Names on File
Last Sale$138,000 (Nov 2012)
Tax Bill$2,521 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN34-021-012-000-090-10

Property Details

APN / Parcel Number

Primary APN34-021-012-000-090-10
Alternative APN
  • 02101200009010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,659 sqft Living Area
1st Floor Area1,659 sqft
Basement Area1,659 sqft
Unfinished Basement1,659 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area23,043 sqft (0.529 acres)
Lot Dimensions346 ft deep x 66.5 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address262 MILL ST
CitySARANAC
StateMI
Zip48881-9703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF SARANAC COM PT 387FT E OF NW COR OF E 1/2 OF NW 1/4, TH E 58.5FT, TH S 346.5FT, TH W 82.5FT, TH N 165FT, TH E 24FT, TH N 181.5FT TO POB SEC 12 T6N R8W BOSTON TWP, IONIA COUNTY, MICHIGAN COMB ON 5/24/1997 FROM 021-012-000-090-00 & 021-012-0
Legal Range08W
Legal Township06N
Legal Section12
JurisdictionIONIA MI
Township / Civil DivisionBOSTON
Census Block Group3
Census Block3011
Census Tract31301

Owner

262 Mill St is owned and occupied by two individuals who bought it in November 2012.

Source: Ionia County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address262 MILL ST, SARANAC, MI 48881-9703
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2012 · Amount on File
Deed SaleNov 5, 2012 · Amount on File
Deed Document Number201233719
Deed Book / Page626 / 8607
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIONIA MI
Property Address262 MILL ST, SARANAC, MI 48881-9703
Transaction TypeMortgage
Record UpdatedDec 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000652/0000006666
DateNov 21, 2018
Book Page0000000652/0000006666
Lender
NameLAKE MICHIGAN CREDIT UNION
TypeCredit Union
Agreement
AmountAmount on Record
Term50 Months
DueJan 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 262 Mill St was $2,521 with a homeowner's exemption.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIonia County
County SubdivisionBoston Township
MunicipalitySaranac Village
Unified School DistrictSaranac Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$156,500 (+7.34%) Land $21,400 Building $135,100$313,000 (+7.34%) Land $42,800 Building $270,200
2025$2,521.00 Homeowner's exemption$145,800 Land $19,000 Building $126,800$291,600 Land $38,000 Building $253,600
2023$116,200 Land $14,500 Building $101,700$232,400 Land $29,000 Building $203,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARANAC
serves 1,343 people · EPA ID MI0005930
Water SourceGroundwater
Last State InspectionJun 2021
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
Point Broadband
Fixed Wireless		200 / 50

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