262 Main St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 262 Main St, Sturbridge, MA 01566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,180 sqft · built 1806
Lot Size0.63 acres (27,443 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Dec 2018)
Tax Bill$6,978 (2026)
Deeds & MortgagesAug 2025 Mortgage
Dec 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN415-02925-262

Property Details

APN / Parcel Number

Primary APN415-02925-262
Alternative APNs
  • STUR M:415 B:000 L:2925-262
  • M:415 B:000 L:2925=262

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,180 sqft Living Area
Gross Area3,118 sqft
Basement Area648 sqft
Unfinished Basement648 sqft

Exterior

Year BuiltBuilt 1806
Effective Year BuiltEffective 1806
Architectural StyleHistorical
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,443 sqft (0.63 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number415-02925-262
Street Address262 MAIN ST
CitySTURBRIDGE
StateMA
Zip01566-1540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Lot Number2925
JurisdictionSTURBRIDGE MA
Township / Civil DivisionSTURBRIDGE
Census Block Group1
Census Block1041
Census Tract758104

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Sturbridge Common Historic District
listed 1977 · 46 contributing resources · NRIS 77000656

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

262 Main St is owned and occupied by an individual who bought it in December 2018.

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address262 MAIN ST, STURBRIDGE, MA 01566-1540
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2025Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Dec 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Jun 3, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Dec 7, 2018Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2018 · Amount on File
Deed SaleDec 7, 2018 · Amount on File
Deed Document Number2018129683
Deed Book / Page59789 / 169
Prior Transfer DateDec 5, 2018
Prior Transfer Doc59789-169
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTURBRIDGE MA
Property Address262 MAIN ST, STURBRIDGE, MA 01566-1540
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072360-27
DateAug 5, 2025
Book Page72360/27
Instrument65498
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2045

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTURBRIDGE MA
Property Address262 MAIN ST, STURBRIDGE, MA 01566-1540
Transaction TypeMortgage
Record UpdatedJan 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number066839-243
DateDec 28, 2021
Book Page66839/243
Instrument181470
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTURBRIDGE MA
Property Address262 MAIN ST, STURBRIDGE, MA 01566-1540
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62521-184
DateJun 3, 2020
Book Page62521/184
Instrument57372
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2050

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTURBRIDGE MA
Recording DateDec 7, 2018
Property Address262 MAIN ST, STURBRIDGE, MA 01566-1540
Document Number59789-169
Book / Page59789 / 169
Instrument DateDec 5, 2018
Instrument129683
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address262 MAIN ST, STURBRIDGE, MA 01566-1540

Mortgage

Document Number129684
DateDec 7, 2018
Instrument129684
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 262 Main St was $6,978, up 3% from the year before.

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSturbridge Town
Elementary School DistrictSturbridge School District (PK - 06)
Secondary School DistrictTantasqua School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,978.00 (+3.03%)$447,300 (+5.2%) Land $79,400 Building $367,900$524,875 (+4.94%)
2025$6,773.00 (+4.42%)$425,200 (+8.11%) Land $76,400 Building $348,800$500,175 (+12.52%)
2024$6,486.00 (+5.6%)$393,300 (+15.71%) Land $75,000 Building $318,300$444,505
2023$6,142.00$339,900 Land $65,500 Building $274,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURBRIDGE WATER DEPARTMENT
serves 4,746 people · EPA ID MA2287000
Water SourceGroundwater influenced by surface water
Last State InspectionSep 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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