262 Main St, Sebastian, FL 32958 Property Records

Indian River County property record for 262 Main St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,046 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$156,300 (Apr 2017)
Tax Bill	$3,024 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-01-00003-0650-00039.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-01-00003-0650-00039.0`
Alternative APN	`16851`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area
1st Floor Area	1,046 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Area	872 sqft
Driveway	Driveway
Driveway Area	1,260 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	412 sqft
Patio Area	376 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	16851
Street Address	262 MAIN ST
City	SEBASTIAN
State	FL
Zip	32958-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 02 BLK 65 LOT 39 PBI 5-34
Legal Range	38
Legal Township	31
Legal Section	01
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 2
Legal Block	65
Legal Lot Number	39
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3000
Census Tract	50807

Owner

262 Main St is owned and occupied by an individual who bought it in April 2017.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	262 MAIN ST, SEBASTIAN, FL 32958-4030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 24, 2017	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on File
Deed Sale	Apr 24, 2017 · Amount on File
Prior Sale	Mar 7, 2005 · Amount on File
Deed Document Number	3120170021948
Deed Book / Page	3017 / 1963
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	262 MAIN ST, SEBASTIAN, FL 32958-4030
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 MAIN ST, SEBASTIAN, FL 32958-4030

Mortgage

Document Number	0036282275
Date	Jun 15, 2023
Book Page	3628/2275
Instrument	3120230030450

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	262 MAIN ST, SEBASTIAN, FL 32958-4030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032701317
Date	Jan 21, 2020
Book Page	3270/1317
Instrument	3120200003691

Lender

Name	PNC BANK NA
Type	Bank
Address	SEBASTIAN, FL 32958

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Dec 3, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 24, 2017
Property Address	262 MAIN ST, SEBASTIAN, FL 32958-4030
Document Number	0030171963
Book / Page	3017 / 1963
Map Reference	MB5 PG34-37
Instrument Date	Apr 6, 2017
Instrument	3120170021948
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	PROFESSIONAL TITLE OF INDIAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,094.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 HILLTOP CIR, 41, FISHKILL, NY 12524-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	262 MAIN ST, SEBASTIAN, FL 32958-4030

Mortgage

Document Number	30171964
Date	Apr 24, 2017
Instrument	3017/1964

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 262 Main St was $3,024.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,024.00	$190,970	$320,274 Land $65,025 Building $255,249
2023	$2,250.00 (+4.7%)	$163,986 (+3%)	$296,051 (+10.92%) Land $58,905 Building $237,146
2022	$2,149.00	$159,210	$266,893 Land $31,748 Building $235,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Main St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures