262 Main St, Herculaneum, MO 63048 Property Records

Jefferson County property record for 262 Main St, Herculaneum, MO 63048

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,705 sqft · built 1956
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$239,500 (Jul 2020)
Tax Bill	$1,626 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104.020.02002008`

Property Details

APN / Parcel Number

Primary APN	`104.020.02002008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,705 sqft Living Area
1st Floor Area	1,705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Masonry / Concrete Block
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	300 sqft
Porch	Enclosed Frame Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	262 MAIN ST
City	HERCULANEUM
State	MO
Zip	63048-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	PT FRL1/4
Legal Range	6E
Legal Township	41N
Legal Section	20
Legal Block	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	2
Census Block	2011
Census Tract	700607

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	262 MAIN ST, HERCULANEUM, MO 63048-1013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Warranty Deed, Transfer DAS ACQUISITION
Jan 17, 2020	Warranty Deed, Transfer · Line of Credit RIDGEMOOR PROPERTIES INC
Dec 27, 2019	Warranty Deed, Transfer · Line of Credit RIDGEMOOR PROPS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Jan 17, 2020 · Amount on File
Deed Document Number	202024695
Prior Transfer Date	Nov 8, 2008
Prior Transfer Doc	0000045290
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 14, 2020
Property Address	262 MAIN ST, HERCULANEUM, MO 63048-1013
Document Number	0000024695
Instrument Date	Jul 10, 2020
Instrument	24695
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	262 MAIN ST HERCULANEUM MO 63048, HERCULANEUM, MO 63048

Mortgage

Document Number	24696
Date	Jul 14, 2020
Instrument	24696

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 17, 2020
Property Address	262 MAIN ST, HERCULANEUM, MO 63048-1013
Document Number	0000002233
Instrument Date	Jan 15, 2020
Instrument	2233
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	630 LEE AVE FESTUS MO 630282125, FESTUS, MO 63028-2125

Mortgage

Document Number	2234
Date	Jan 17, 2020
Instrument	2234

Lender

Name	RIDGEMOOR PROPERTIES INC
Address	212 N CLAY AVE, KIRKWOOD, MO 63122-4004

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 27, 2019
Property Address	262 MAIN ST, HERCULANEUM, MO 63048-1013
Document Number	0000040740
Instrument Date	Dec 18, 2019
Instrument	40740
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 220121 DE SOTO MO 63020, DE SOTO, MO 63020

Mortgage

Document Number	40741
Date	Dec 27, 2019
Instrument	40741

Lender

Name	RIDGEMOOR PROPS INC
Address	212 N CLAY AVE, KIRKWOOD, MO 63122-4004

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Herculaneum City
Unified School District	Dunklin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,500 (-) Land $1,100 Building $24,400	$134,000 (-) Land $5,600 Building $128,400
2025	$1,626.00 (+12.84%)	$25,500 (+13.33%) Land $1,100 Building $24,400
2024			$134,000 (+13.27%) Land $5,600 Building $128,400
2023	$1,441.00	$22,500 Land $1,100 Building $21,400	$118,300 Land $5,600 Building $112,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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