262 Live Oak St, Freeport, FL 32439 Property Records

Walton County property record for 262 Live Oak St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,301 sqft · built 1972
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Apr 2024)
Tax Bill	$974 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41040-00B-0410`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41040-00B-0410`
Alternative APN	`1058751`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,301 sqft Living Area
Gross Area	1,531 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	20 ft deep x 7.5 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1058751
Street Address	262 LIVE OAK ST
City	FREEPORT
State	FL
Zip	32439-6776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 BLK B CHOCTAW S/D PB 2-71-S OR 31-277 OR 1851-392 OR 1904-44 OR 2216-267 OR 3227-1527 OR 3320-2773
Legal Range	21W
Legal Township	01S
Legal Section	28
Legal Subdivision	CHOCTAW S/D
Legal Block	B
Legal Lot Number	41
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1045
Census Tract	950306

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	262 LIVE OAK ST, FREEPORT, FL 32439-6776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	0033202773
Deed Book / Page	3320 / 2773
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	262 LIVE OAK ST, FREEPORT, FL 32439-6776
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 HAMMOCK TRL E G204, G204, FREEPORT, FL 32439-7675

Mortgage

Document Number	OR33202775
Date	Apr 4, 2024
Book Page	OR3320/2775
Instrument	20240011587

Lender

Name	BANKPLUS
Type	Bank
Address	618 CRESCENT BLVD STE 100, RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 30, 2021
Property Address	262 LIVE OAK ST, FREEPORT, FL 32439-6776
Document Number	0032271527
Book / Page	3227 / 1527
Map Reference	MB 2 PG 71
Instrument Date	Nov 22, 2021
Instrument	20210058954
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10118 COMMONWEALTH BLVD, 10118, FAIRFAX, VA 22032-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 MISTY CT, DESTIN, FL 32541-2101

Mortgage

Document Number	0032271528
Date	Nov 30, 2021
Instrument	3227/1528

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,506 (+17%) Land $68,750 Building $100,756	$169,506 (+17%) Land $68,750 Building $100,756
2024	$974.00 (+0.41%)
2023	$970.00 (-9.51%) Homeowner's exemption	$144,881 (-5.92%) Land $68,750 Building $76,131	$144,881 (-5.92%) Land $68,750 Building $76,131
2022	$1,072.00 Homeowner's exemption	$154,003 Land $79,420 Building $74,583	$154,003 Land $79,420 Building $74,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

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