262 Houston Way, Murphy, NC 28906 Property Records

Cherokee County property record for 262 Houston Way, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,569 sqft · built 1998
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on File
Last Sale	$233,500 (Mar 2017)
Tax Bill	$1,932 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456100058524000`

Property Details

APN / Parcel Number

Primary APN	`456100058524000`
Alternative APN	`45272`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,569 sqft Heated Area
Basement Area	1,075 sqft
Office	425 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	73,616 sqft (1.69 acres)
Lot Dimensions	334 ft deep x 102 ft wide
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	405 sqft
Deck Area	1,087 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	45272
Street Address	262 HOUSTON WAY
City	MURPHY
State	NC
Zip	28906-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 SANDY GAP RETREAT 856/6
Legal Lot Number	13
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1016
Census Tract	930603

Owner

262 Houston Way is owned by an individual who bought it in March 2017.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6669 SPANISH MOSS DR, KEYSTONE HEIGHTS, FL 32656-8636
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Mar 13, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2017 · Amount on File
Deed Sale	Mar 13, 2017 · Amount on File
Deed Document Number	01047
Deed Book / Page	01556 / 0361
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	262 HOUSTON WAY, MURPHY, NC 28906-4608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01555/0180
Date	Feb 23, 2017
Book Page	01555/0180
Instrument	00764

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	KNOXVILLE, TN 37922

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 13, 2017
Property Address	262 HOUSTON WAY, MURPHY, NC 28906-4608
Document Number	01556/0361
Book / Page	01556 / 0361
Instrument Date	Mar 13, 2017
Instrument	01047
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$467.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8600 BATAVIA WAY, 8600, KNOXVILLE, TN 37923-5845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6669 SPANISH MOSS DR, KEYSTONE HEIGHTS, FL 32656-8636

Mortgage

Document Number	01048
Date	Mar 13, 2017
Instrument	01048

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 262 Houston Way was $1,932.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,932.00	$281,210	$281,210 Land $24,000 Building $257,210
2023		$281,210	$281,210 Land $24,000 Building $257,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 Houston Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Houston Way is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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