Lorain County property record for 262 Harwood St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 940 sqft · built 1930 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $93,000 (Sep 2020) |
| Tax Bill | $2,002 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Aug 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-035-105-003 |
| Primary APN | 06-25-035-105-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 940 sqft Living Area |
| 1st Floor Area | 470 sqft |
| 2nd Floor Area | 470 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.119 acres) |
| Lot Dimensions | 121 ft deep x 45 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 262 HARWOOD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LERSCH 45 X 121 |
| Legal Subdivision | R B LERSCH ALLOTMENT |
| Legal Tract | 25 |
| Legal Block | 105 |
| Legal Lot Number | 48 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 70600 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 262 HARWOOD ST, ELYRIA, OH 44035-3960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2020 | Grant Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Aug 13, 2020 | Deed of Trust, Construction Loan · Construction Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Prior Sale | Dec 28, 2012 · Amount on Record |
| Deed Document Number | 2020005503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 16, 2020 |
| Property Address | 262 HARWOOD ST, ELYRIA, OH 44035-3960 |
| Document Number | 0000778991 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 778991 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | OLD REPUBLIC NATIONAL TITLE INSURANCE C, OLD REPUBLIC NAT'L TITLE INS C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 262 HARWOOD ST ELYRIA OH 440353960, ELYRIA, OH 44035-3960 |
| Document Number | 778992 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 778992 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 13, 2020 |
| Property Address | 262 HARWOOD ST, ELYRIA, OH 44035-3960 |
| Document Number | 0000773780 |
| Instrument Date | Aug 1, 2020 |
| Instrument | 773780 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 24, 2020 |
| Title Company | THIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO |
| Name | Verified Name |
|---|---|
| Address | 262 HARWOOD ST ELYRIA OH 440353960, ELYRIA, OH 44035-3960 |
| Document Number | 0000773780 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 773780 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | 7007 BROADWAY AVE, CLEVELAND, OH 44105-1441 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 12, 2021 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,002.00 | $42,530 (+%) Land $10,280 Building $32,250 | $121,510 (-) Land $29,380 Building $92,130 |
| 2024 | $2,002.00 (+40.49%) | $42,529 (+62.68%) Land $10,283 Building $32,246 | $121,510 (+62.69%) Land $29,380 Building $92,130 |
| 2023 | $1,425.00 (+0.42%) | $26,142 (-0.03%) Land $7,315 Building $18,827 | $74,690 (-) Land $20,900 Building $53,790 |
| 2022 | $1,419.00 | $26,150 Land $7,320 Building $18,830 | |
| 2021 | $74,690 Land $20,900 Building $53,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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