Mecklenburg County property record for 262 Harper Lee St, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,015 sqft · built 2004 |
| Lot Size | 0.165 acres (7,191 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $332,000 (Oct 2004) |
| Tax Bill | $7,056 (2023) |
| Deeds & Mortgages | Mar 2023 Reverse Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-314-37 |
| Primary APN | 003-314-37 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,015 sqft Heated Area |
| Gross Area | 4,129 sqft |
| 1st Floor Area | 1,194 sqft |
| Upper Floors Area | 1,161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,191 sqft (0.165 acres) |
| Garage Area | 630 sqft |
| Porch | Porch |
| Porch Area | 260 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 003-314-37 |
|---|---|
| Street Address | 262 HARPER LEE ST |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-6520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VI |
| Legal Description | L77 M37-649 |
| Legal Subdivision | NEW NBRHD/OLD DAVIDSON PH 03 M |
| Legal Lot Number | 77 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 6404 |
262 Harper Lee St is owned by two individuals who bought it in October 2004.
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2286, DAVIDSON, NC 28036-5286 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2023 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Mar 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2004 · Amount on File |
| Deed Sale | Oct 15, 2004 · Amount on File |
| Deed Document Number | 0017883184 |
| Deed Book / Page | 17883 / 184 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 262 HARPER LEE ST, DAVIDSON, NC 28036-6520 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 262 HARPER LEE ST, DAVIDSON, NC 28036-6520 |
| Document Number | 0000027398 |
|---|---|
| Date | Mar 28, 2023 |
| Book Page | 38018/841 |
| Instrument | 2023027398 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 262 HARPER LEE ST, DAVIDSON, NC 28036-6520 |
| Document Number | 0000029123 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 262 HARPER LEE ST DAVIDSON NC 280366520, DAVIDSON, NC 28036-6520 |
| Document Number | 0000029123 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 033352/000537 |
| Instrument | 29123 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 262 HARPER LEE ST, DAVIDSON, NC 28036-6520 |
| Document Number | 0000164859 |
| Book / Page | 032327 / 000707 |
| Instrument Date | Dec 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 262 HARPER LEE ST DAVIDSON NC 280366520, DAVIDSON, NC 28036-6520 |
| Document Number | 0000164859 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 032327/000707 |
| Instrument | 164859 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 7, 2032 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 262 Harper Lee St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 262 Harper Lee St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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