262 Gibbs Rd, Wellford, SC 29385 Property Records

Spartanburg County property record for 262 Gibbs Rd, Wellford, SC 29385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,699 sqft · built 2007
Lot Size	0.576 acres (25,134 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Dec 2022)
Tax Bill	$2,791 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-0800-01321`

Property Details

APN / Parcel Number

Primary APN	`5-0800-01321`
Alternative APN	`81082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,699 sqft Living Area
Gross Area	2,437 sqft
Upper Floors Area	1,294 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,134 sqft (0.576 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	194 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	81082
Street Address	262 GIBBS RD
City	WELLFORD
State	SC
Zip	29385-9054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 GIBBS VILLAGE PHASE 1 PB 161-85
Legal Subdivision	GIBBS VILLAGE PH 1
Legal Phase	1
Legal Lot Number	5
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WELLFORD
Census Block Group	2
Census Block	2000
Census Tract	23002

Owner

262 Gibbs Rd is owned and occupied by an individual who bought it in December 2022.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	262 GIBBS RD, WELLFORD, SC 29385-9054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Aug 7, 2017	Grant Deed, Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Prior Sale	Jun 23, 2021 · Amount on File
Deed Document Number	DEE-2022-62845
Deed Book / Page	140E / 939
Record Updated	Jun 8, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Dec 22, 2022
Property Address	262 GIBBS RD, WELLFORD, SC 29385-9054
Document Number	0000062845
Book / Page	140-E / 939
Map Reference	MB 161 PG 85
Instrument Date	Dec 22, 2022
Instrument	2022-62845
Transaction Type	Transfer
Record Updated	Dec 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$746.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	262 GIBBS RD, WELLFORD, SC 29385-9054

Mortgage

Document Number	0000062846
Date	Dec 22, 2022
Book Page	6511/880
Instrument	2022-62846

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85288

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jun 23, 2021
Property Address	262 GIBBS RD, WELLFORD, SC 29385-9054
Document Number	0000034771
Book / Page	132-S / 850
Map Reference	MNB 160 PG 594
Instrument Date	Jun 23, 2021
Instrument	2021-34771
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 GIBBS RD, WELLFORD, SC 29385-9054

Mortgage

Document Number	0000034772
Date	Jun 23, 2021
Book Page	6126/153
Instrument	2021-34772

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 7, 2017
Property Address	262 GIBBS RD, WELLFORD, SC 29385-9054
Document Number	0000036465
Book / Page	000116 / 000901
Instrument Date	Jul 31, 2017
Instrument	36465
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 GIBBS RD WELLFORD SC 293859054, WELLFORD, SC 29385-9054

Mortgage

Document Number	36466
Date	Aug 7, 2017
Book Page	005319/000505
Instrument	36466

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 262 Gibbs Rd was $2,791, up 2% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Wellford City
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,791.00 (+2.05%)	$11,440 Land $1,264 Building $10,176	$286,000 Land $31,600 Building $254,400
2024	$2,735.00 (+3.83%)
2023	$2,634.00	$11,440 Land $1,264 Building $10,176	$286,000 Land $31,600 Building $254,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 262 Gibbs Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Gibbs Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, ZiTEL.

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