262 Front St, Avila Beach, CA 93424 Property Records

San Luis Obispo County property record for 262 Front St, Avila Beach, CA 93424

Property Summary

Property Type	Restaurant
Details	1 ba · 720 sqft · built 1955
Lot Size	0.138 acres (5,999 sqft)
Owner	Company Name on Record
Last Sale	$5,120,000 (Dec 2022)
Tax Bill	$59,018 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076-222-018`

Property Details

APN / Parcel Number

Primary APN	`076-222-018`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,476 sqft Gross Area
1st Floor Area	2,476 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Lot Area	5,999 sqft (0.138 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	262 FRONT ST
City	AVILA BEACH
State	CA
Zip	93424
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	CR
Legal Description	TN AVILA PM 53/52 PAR 1
Legal Subdivision	PARCEL MAP COAL-97-0205
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	SAN LUIS OBISPO
Census Block Group	3
Census Block	3046
Census Tract	11600

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11500 W OLYMPIC BLVD, 345, LOS ANGELES, CA 90064-1528
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage EAST WEST BANK
Dec 13, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS
Jun 22, 2018	Deed of Trust, Mortgage JOHN RUDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022 · Amount on Record
Deed Sale	Dec 13, 2022 · Amount on Record
Prior Sale	Jan 30, 2013
Deed Document Number	202248085
Prior Transfer Date	Oct 3, 1996
Prior Transfer Doc	0000055109
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	262 FRONT ST, AVILA BEACH, CA 93424
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	FIDELITY NATIONAL TITLE-FRESNO, FIDELITY NATIONAL TITLE FRES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034492
Date	Nov 15, 2023
Instrument	2023034492

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 13, 2022
Property Address	262 FRONT ST, AVILA BEACH, CA 93424
Document Number	0000048085
Map Reference	MB 53 PG 52
Instrument Date	Dec 9, 2022
Instrument	2022048085
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11500 W OLYMPIC BLVD STE 345, 345, LOS ANGELES, CA 90064-1528

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	262 FRONT ST, AVILA BEACH, CA 93424
Document Number	0000025812
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6745 CALLE STORNETTA SAN LUIS OBISPO CA 934018355, SAN LUIS OBISPO, CA 93401-8355

Mortgage

Document Number	0000025812
Date	Jun 22, 2018
Instrument	25812

Lender

Name	JOHN RUDA
Address	130 S HALCYON RD # B, ARROYO GRANDE, CA 93420-3116

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,443,392 (+2.03%) Land $5,093,798 Building $349,594
2025	$59,018.00 (+2.97%)	$5,335,177 (+3.6%) Land $4,993,920 Building $341,257
2023	$57,313.00 (+175.64%)	$5,150,000 Land $4,800,000 Building $350,000
2022	$20,793.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1978–2023)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVILA BEACH COMMUNITY SERVICES DISTRICT serves 1,630 people · EPA ID CA4000222
Water Source	Purchased surface water from LOPEZ PROJECT
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband, T-Mobile.

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