Bergen County and Englewood City property record for 262 Epps Ave, Englewood, NJ 07631
| Property Type | Single Family Home |
|---|---|
| Details | 1,434 sqft · built 1923 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $268,000 (Apr 2004) |
| Tax Bill | $7,896 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 15-02209-0000-00010 |
| Primary APN | 15-02209-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,434 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Detached |
| Street Address | 262 EPPS AVE |
|---|---|
| City | ENGLEWOOD |
| State | NJ |
| Zip | 07631-3934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-E |
| Legal Description | 70X100 |
| Legal Subdivision | FOREST AVE PARK |
| Legal Block | 2209 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ENGLEWOOD |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 15300 |
Source: Bergen County and Englewood City records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 262 EPPS AVE, ENGLEWOOD, NJ 07631-3934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2004 · Amount on Record |
| Deed Sale | Apr 30, 2004 · Amount on Record |
| Prior Sale | Oct 1, 2002 · Amount on Record |
| Deed Book / Page | 8679 / 507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 2, 2026 |
| Property Address | 262 EPPS AVE, ENGLEWOOD, NJ 07631-3934 |
| Document Number | 0000036135 |
| Book / Page | 5809 / 1236 |
| Instrument Date | May 12, 2026 |
| Instrument | 202636135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 262 EPPS AVE, ENGLEWOOD, NJ 07631-3934 |
| Document Number | 0000036135, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 5809/1236 |
| Instrument | 202636135 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 262 EPPS AVE, ENGLEWOOD, NJ 07631-3934 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046651120 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 4665/1120 |
| Instrument | 2022046053 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 262 EPPS AVE, ENGLEWOOD, NJ 07631-3934 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035841684 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 3584/1684 |
| Instrument | 20-044206 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Bergen County and Englewood City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Englewood City |
| Unified School District | Englewood City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,400 (-) Land $145,000 Building $108,400 | $253,400 (-) Land $145,000 Building $108,400 | |
| 2025 | $7,896.00 (+1.41%) | $253,400 (-) Land $145,000 Building $108,400 | $253,400 (-) Land $145,000 Building $108,400 |
| 2024 | $7,786.00 (+4.2%) | ||
| 2023 | $253,400 Land $145,000 Building $108,400 | $253,400 Land $145,000 Building $108,400 | |
| 2022 | $7,472.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 34 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 56 units insured incl. 22 condo units |
| Nearby Flood Claims | 80 (1979–2024) |
| Claims Outside the SFHA | 12 of 80 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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