262 Eloise Dr, Benton Harbor, MI 49022 Property Records

Berrien County property record for 262 Eloise Dr, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1968
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$45,500 (Jun 1986)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-4950-0024-00-1`

Property Details

APN / Parcel Number

Primary APN	`03-4950-0024-00-1`
Alternative APN	`11-03-4950-0024-00-1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	262 ELOISE DR
City	BENTON HARBOR
State	MI
Zip	49022-6514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	THE E 5' OF LOT 23 & ENTIRE LOT 24 MERRY'S PARK
Legal Subdivision	MERRYS PARK
Legal Lot Number	23-24
Legal Unit	23,24
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3017
Census Tract	2000

Owner

262 Eloise Dr is owned and occupied by an individual who acquired it in April 2022.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	262 ELOISE DR, BENTON HARBOR, MI 49022-6514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage EDGEWATER BANK
Dec 30, 2022	Warranty Deed, Transfer
Apr 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 1986 · Amount on File
Deed Sale	Jun 4, 1986 · Amount on File
Deed Book / Page	1264 / 932
Last Transfer Date	Apr 26, 2022
Transfer Doc	003372/808
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	262 ELOISE DR, BENTON HARBOR, MI 49022-6514
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03300/1718
Date	Nov 17, 2020
Book Page	3300/1718

Lender

Name	EDGEWATER BANK
Type	Bank
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2030

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 30, 2022
Property Address	262 ELOISE DR, BENTON HARBOR, MI 49022-6514
Document Number	003396/207
Book / Page	3396 / 207
Map Reference	VOL 17 PG 23
Instrument Date	Dec 22, 2022
Instrument	2022370338
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	262 ELOISE DR, BENTON HARBOR, MI 49022-6514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	262 ELOISE DR, BENTON HARBOR, MI 49022-6514

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Apr 27, 2022
Property Address	262 ELOISE DR, BENTON HARBOR, MI 49022-6514
Document Number	003372/808
Book / Page	3372 / 808
Map Reference	VOL 17 PG 23
Instrument Date	Apr 26, 2022
Instrument	2022351387
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	262 ELOISE DR, BENTON HARBOR, MI 49022-6514

Tax Assessment & Valuation

The 2025 property tax bill for 262 Eloise Dr was $2,631 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,800	$225,600
2025	$2,631.00
2023		$93,000	$186,000
2022	$2,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 Eloise Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 262 Eloise Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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