262 Elly Rd, Aroda, VA 22709 Property Records

Madison County property record for 262 Elly Rd, Aroda, VA 22709

Property Summary

Property Type	General Agricultural/Rural
Details	4 bd · 3.5 ba · 3,008 sqft · built 2019
Lot Size	58.8 acres (2,564,377 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,059 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`57-113`

Property Details

APN / Parcel Number

Primary APN	`57-113`
Alternative APN	`604`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,008 sqft Total Area
1st Floor Area	3,008 sqft
Basement Area	1,504 sqft
Unfinished Basement	1,504 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	2,564,377 sqft (58.8 acres)
Terrain	Rolling
Porch	Slab
Porch Area	852 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	604
Street Address	262 ELLY RD
City	ARODA
State	VA
Zip	22709-1001
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	A1
Legal Description	IN 170001189 58.870 AC 57-113 RT 607
Jurisdiction	MADISON VA
Township / Civil Division	LOCUST DALE
Census Block Group	1
Census Block	1037
Census Tract	930102

Owner

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	262 ELLY RD, ARODA, VA 22709-1001
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF VIRGINIA CU
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS LLC
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED MUTUAL FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	262 ELLY RD, ARODA, VA 22709-1001
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001137
Date	Aug 30, 2018
Instrument	180001137

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 29, 2019

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	262 ELLY RD, ARODA, VA 22709-1001
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001190
Date	Aug 15, 2017
Instrument	170001190

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	HARRISONBURG, VA 22801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	262 ELLY RD, ARODA, VA 22709-1001
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001650
Date	Nov 20, 2019
Instrument	190001650

Lender

Name	UNIVERSITY OF VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 19, 2044

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	262 ELLY RD, ARODA, VA 22709-1001
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001166
Date	Aug 16, 2019
Instrument	190001166

Lender

Name	MEMBER OPTIONS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	262 ELLY RD, ARODA, VA 22709-1001
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001409
Date	Sep 16, 2020
Instrument	200001409

Lender

Name	UNITED MUTUAL FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,059.00 (-2.78%)	$1,122,100 (+24.77%) Land $477,100 Building $645,000	$1,122,100 (+24.77%) Land $477,100 Building $645,000
2023	$4,175.00	$899,300 Land $462,100 Building $437,200	$899,300 Land $462,100 Building $437,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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