262 Ebano Cir, La Joya, TX 78560 Property Records

Hidalgo County property record for 262 Ebano Cir, La Joya, TX 78560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,668 sqft · built 1993
Lot Size	0.368 acres (16,048 sqft)
Owner	Individual Name on Record
Last Sale	$208,477 (Feb 2022)
Tax Bill	$4,010 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Feb 2022 Mortgage + 2 more
APN	`M371002000009200`

Property Details

APN / Parcel Number

Primary APN	`M371002000009200`
Alternative APNs	`R523886` `523886`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	2,237 sqft
1st Floor Area	1,668 sqft
Utility Area	70 sqft
Flooring	Tile

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,048 sqft (0.368 acres)
Lot Dimensions	118 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	41 sqft
Canopy	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	262 EBANO CIR
City	LA JOYA
State	TX
Zip	78560-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MESQUITE ESTATES UT 2 LOTS 92 & 93
Legal Subdivision	MESQUITE ESTATES UT 2 - SLJ
Legal Tract	92
Legal Block	3
Legal Lot Number	92,93
Jurisdiction	HIDALGO TX
Township / Civil Division	SULLIVAN CITY
Census Block Group	3
Census Block	3003
Census Tract	24210

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	262 EBANO CIR, LA JOYA, TX 78560-4037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 16, 2022	Vendor's Lien, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 1, 2019	Warranty Deed, Transfer ECEA INC
Nov 8, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Nov 8, 2017 · Amount on Record
Deed Document Number	20223311326
Prior Transfer Date	Nov 7, 2017
Prior Transfer Doc	0002864113
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	262 EBANO CIR, LA JOYA, TX 78560-4037
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003731198
Date	Mar 9, 2026
Instrument	3731198

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Feb 16, 2022
Property Address	262 EBANO CIR, LA JOYA, TX 78560-4037
Document Number	0003311326
Map Reference	VOL 28 PG 149
Instrument Date	Jan 11, 2022
Instrument	3311326
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	NOT AVAILABLE, VALLEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 EBANO CIR, LA JOYA, TX 78560-4037
Investor	Possibly a Property Investor

Mortgage

Document Number	0003311327
Date	Feb 16, 2022
Instrument	3311327

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Jul 1, 2019
Property Address	262 EBANO CIR, LA JOYA, TX 78560-4037
Document Number	0003027309
Instrument Date	Mar 15, 2019
Instrument	3027309
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	EDWARDS ABSTRACT AND TITLE COMPANY, EDWARDS ABS & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 GARDENIA ST PENITAS TX 78576, PENITAS, TX 78576

Mortgage

Document Number	3027310
Date	Jul 1, 2019
Instrument	3027310

Lender

Name	ECEA INC
Address	612 W NOLANA AVE # 570A, MCALLEN, TX 78504-3971

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 30, 2029

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HIDALGO TX
Recording Date	Nov 8, 2017
Property Address	262 EBANO CIR, LA JOYA, TX 78560-4037
Document Number	0002864113
Instrument Date	Nov 7, 2017
Instrument	2864113
Transaction Type	Foreclosure
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5454 MCALLEN TX 785025454, MCALLEN, TX 78502-5454

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	La Joya City
Unified School District	La Joya Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,446 (-3.19%) Land $54,563 Building $165,883	$220,446 (-3.19%) Land $54,563 Building $165,883
2025	$4,010.00 (-3.81%) Homeowner's exemption	$227,717 (+15.34%) Land $54,563 Building $173,154	$227,717 (+15.34%) Land $54,563 Building $173,154
2024	$4,169.00 (+12.98%)
2023	$3,690.00 (-6.58%) Homeowner's exemption	$197,423 Land $54,563 Building $142,860	$197,423 Land $54,563 Building $142,860
2022	$3,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jul 2020 · Hurricane Hanna

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JOYA serves 3,033 people · EPA ID TX1080213
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Coliform assessment currently in violation since Dec 2023
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, VTX Communications.

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