262 E Main St, Los Gatos, CA 95030 Property Records

Santa Clara County property record for 262 E Main St, Los Gatos, CA 95030

Property Summary

Property Type	Bank, Financial Building
Details	1,320 sqft · built 1998
Lot Size	0.044 acres (1,901 sqft)
Owner	Company Name on File
Last Sale	$1,500,000 (Jul 2020)
Tax Bill	$19,367 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`529-59-008`

Property Details

APN / Parcel Number

Primary APN	`529-59-008`

Interior

Stories	1 Story
Building Area	1,320 sqft Total Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	1,901 sqft (0.044 acres)

Location & Zoning

Street Address	262 E MAIN ST
City	LOS GATOS
State	CA
Zip	95030-6107
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	CC
Legal Description	TRACT 8641
Legal Subdivision	TOWNCOURT
Legal Tract	8641
Legal Lot Number	Y
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3008
Census Tract	507004

Owner

262 E Main St, a commercial property, is owned by a company that bought it in July 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	84 W SANTA CLARA ST, 750, SAN JOSE, CA 95113-1810
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage BUSINESS FINANCE CAPITAL
Aug 17, 2020	Deed of Trust, Mortgage SANTA CRUZ CNTY BK
Jul 1, 2020	Grant Deed, Transfer · Commercial Mortgage SANTA CRUZ COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Aug 11, 2010 · Amount on File
Deed Document Number	202024523911
Prior Transfer Date	Sep 16, 2011
Prior Transfer Doc	0021444773
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	262 E MAIN ST, LOS GATOS, CA 95030-6107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 E MAIN ST, LOS GATOS, CA 95030-6107

Mortgage

Document Number	0024597079
Date	Sep 1, 2020
Instrument	24597079

Lender

Name	BUSINESS FINANCE CAPITAL
Type	Lending Institution
Address	LOS ANGELES, CA 90017

Agreement

Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	262 E MAIN ST, LOS GATOS, CA 95030-6107
Document Number	0024597083
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	262 E MAIN ST LOS GATOS CA 950306107, LOS GATOS, CA 95030-6107

Mortgage

Document Number	0024597083
Date	Sep 1, 2020
Instrument	24597083

Lender

Name	SANTA CRUZ CNTY BK
Type	Bank
Address	SANTA CRUZ, CA 95060

Agreement

Amount	Amount on Record
Term	300 Months
Due	Aug 31, 2045

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 1, 2020
Property Address	262 E MAIN ST, LOS GATOS, CA 95030-6107
Document Number	0024523911
Map Reference	MB 662 PG 1&2
Instrument Date	Jun 29, 2020
Instrument	24523911
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 W SANTA CLARA ST STE 750, 750, SAN JOSE, CA 95113-1810

Mortgage

Document Number	0024523912
Date	Jul 1, 2020
Instrument	24523912

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jun 5, 2045

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0024523915
Date	Jul 1, 2020
Instrument	24523915

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	5 Months
Due	Dec 5, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 262 E Main St was $19,367, up 3.7% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Los Gatos Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,656,118 (+2%) Land $938,467 Building $717,651
2025	$19,367.00 (+3.73%)	$1,623,646 Land $920,066 Building $703,580
2024	$18,670.00 (+2.03%)
2023	$18,299.00 (+0.58%)	$1,560,600 Land $884,340 Building $676,260
2022	$18,194.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 262 E Main St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 E Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Ridge Wireless.

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