262 E Lake Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 262 E Lake Ave, Watsonville, CA 95076

Property Summary

Property Type	Commercial Office
Details	3 bd · built 1889
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (May 2018)
Tax Bill	$860 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2018 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`017-032-12`

Property Details

APN / Parcel Number

Primary APN	`017-032-12`
Alternative APN	`017-032-12-000`

Interior

Bedrooms	3 Beds
Stories	2 Stories

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1918
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	5,097 sqft (0.117 acres)

Location & Zoning

Street Address	262 E LAKE AVE
City	WATSONVILLE
State	CA
Zip	95076-4718
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	110301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	589 CASSERLY RD, WATSONVILLE, CA 95076-9772
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Intrafamily Transfer, Transfer
May 15, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE
May 15, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE
May 15, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
May 4, 2018	Deed of Trust, Mortgage SANTA CRUZ CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Deed Document Number	201814507
Prior Transfer Date	May 8, 2018
Prior Transfer Doc	0000014507
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 10, 2023
Property Address	262 E LAKE AVE, WATSONVILLE, CA 95076-4718
Document Number	0000015040
Instrument Date	Aug 7, 2023
Instrument	2023-0015040
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	589 CASSERLY RD, WATSONVILLE, CA 95076-9772

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	May 15, 2018
Property Address	262 E LAKE AVE, WATSONVILLE, CA 95076-4718
Document Number	0000014506
Instrument Date	May 11, 2018
Instrument	14506
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18403 NE 255TH CIR BATTLE GROUND WA 986045810, BATTLE GROUND, WA 98604-5810

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	May 15, 2018
Property Address	262 E LAKE AVE, WATSONVILLE, CA 95076-4718
Document Number	0000014505
Instrument Date	May 11, 2018
Instrument	14505
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1576 PLEASANT VALLEY RD APTOS CA 950039572, APTOS, CA 95003-9572

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 15, 2018
Property Address	262 E LAKE AVE, WATSONVILLE, CA 95076-4718
Document Number	0000014507
Instrument Date	May 8, 2018
Instrument	14507
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$577.50
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	262 E LAKE AVE WATSONVILLE CA 950764718, WATSONVILLE, CA 95076-4718

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	262 E LAKE AVE, WATSONVILLE, CA 95076-4718
Document Number	0000014508
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	589 CASSERLY RD WATSONVILLE CA 950769772, WATSONVILLE, CA 95076-9772

Mortgage

Document Number	0000014508
Date	May 15, 2018
Instrument	14508

Lender

Name	SANTA CRUZ CNTY BK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$52,318 (+2%) Land $33,131 Building $19,187
2025	$860.00 (+23.39%)	$51,293 (+4.04%) Land $32,482 Building $18,811
2023	$697.00 (+2.05%)	$49,300 (+2%) Land $31,220 Building $18,080
2022	$683.00	$48,334 Land $30,608 Building $17,726

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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