262 Culver Rd, Rochester, NY 14607 Property Records

Monroe County and Rochester City property record for 262 Culver Rd, Rochester, NY 14607

Property Summary

Property Type	Single Family Home
Details	7 bd · 6.5 ba · 7,045 sqft · built 1920
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$833,500 (Apr 2017)
Tax Bill	$8,661 (2026)
Deeds & Mortgages	Apr 2020 Refinance Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068399-00.0`

Property Details

APN / Parcel Number

Primary APN	`068399-00.0`
Alternative APNs	`140012246000010650000000` `261400 122.46-1-65`

Interior

Bedrooms	7 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,045 sqft Living Area
1st Floor Area	3,290 sqft
2nd Floor Area	2,180 sqft
Upper Floors Area	1,575 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Mansion
Exterior Material	Stucco
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	24 sqft
Pool Area	200 sqft
Porch	Slab
Porch Area	542 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	068399-00.0
Street Address	262 CULVER RD
City	ROCHESTER
State	NY
Zip	14607-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0078.01 606 21 02880 2 CURTIS & EASTWOOS SUB
Legal Subdivision	CURTIS AND EASTWOOD SUBDIVISION
Legal Block	1
Legal Lot Number	65.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1006
Census Tract	7801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Avenue Historic District listed 1979 · 700 contributing resources · NRIS 79001589

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	262 CULVER RD, ROCHESTER, NY 14607-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GENESEE REGIONAL BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENESEE REGIONAL BANK
Apr 13, 2017	Warranty Deed, Transfer · ARM GENESEE REGIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Prior Sale	Aug 13, 2003 · Amount on Record
Deed Document Number	2017722
Deed Book / Page	11846 / 130
Prior Transfer Date	Jun 29, 2007
Prior Transfer Doc	0000000496
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	262 CULVER RD, ROCHESTER, NY 14607-2332
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000405
Date	Apr 20, 2020
Book Page	28471/297
Instrument	202004200405

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	262 CULVER RD, ROCHESTER, NY 14607-2332
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000404
Date	Apr 20, 2020
Book Page	28471/285
Instrument	202004200404

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 13, 2017
Property Address	262 CULVER RD, ROCHESTER, NY 14607-2332
Document Number	0000000722
Book / Page	11846 / 130
Map Reference	LB12 PG27
Instrument Date	Mar 20, 2017
Instrument	201704130722
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,334.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	262 CULVER RD, 262, ROCHESTER, NY 14607-2332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 CULVER RD, ROCHESTER, NY 14607-2332

Mortgage

Document Number	0000000723
Date	Apr 13, 2017
Book Page	27097/556
Instrument	201704130723

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,661.00 (-4.45%)
2025	$9,064.00	$1,037,800 (+46.54%) Land $25,800 Building $1,012,000	$1,037,800 (+21.63%) Land $25,800 Building $1,012,000
2023		$708,200 Land $25,300 Building $682,900	$853,253 Land $30,482 Building $822,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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