262 Cherry Ct, Cottage Grove, OR 97424 Property Records

Lane County property record for 262 Cherry Ct, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,208 sqft · built 1878
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Dec 2018)
Tax Bill	$3,722 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`20-03-28-31-04200-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-28-31-04200-000`
Alternative APN	`0892404`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,208 sqft Finished Area
Gross Area	3,504 sqft
1st Floor Area	1,272 sqft
Attic Area	936 sqft
Basement Area	1,296 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1936
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	0892404
Street Address	262 CHERRY CT
City	COTTAGE GROVE
State	OR
Zip	97424-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE-FAMILY RES
Legal Description	SUBD:MCQUEENS ADDITION TO COTTAGE GROVE SEC/TWN/RNG/MER:SEC 28 TWN 20 RNG 03
Legal Range	03W
Legal Township	20S
Legal Section	28
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	MCQUEENS ADDITION TO COTTAGE GROVE
Legal Lot Number	4200
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3028
Census Tract	1201

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	262 CHERRY CT, COTTAGE GROVE, OR 97424-1634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Sep 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PHH MORTGAGE SERVICES CORP
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 11, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	Nov 10, 2011 · Amount on Record
Deed Document Number	2018-056827
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	262 CHERRY CT, COTTAGE GROVE, OR 97424-1634
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047304
Date	Jul 16, 2021
Instrument	2021-047304

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	May 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	262 CHERRY CT, COTTAGE GROVE, OR 97424-1634
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	FIDELITY NATIONAL TITLE, FNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 CHERRY CT, COTTAGE GROVE, OR 97424-1634

Mortgage

Document Number	0000009608
Date	Mar 1, 2022
Instrument	2022-009608

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	262 CHERRY CT, COTTAGE GROVE, OR 97424-1634
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 CHERRY CT, COTTAGE GROVE, OR 97424-1634

Mortgage

Document Number	0000030380
Date	Sep 25, 2025
Instrument	2025-030380

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	262 CHERRY CT, COTTAGE GROVE, OR 97424-1634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042848
Date	Sep 12, 2018
Instrument	2018-042848

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Apr 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	262 CHERRY CT, COTTAGE GROVE, OR 97424-1634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000776
Date	Jan 7, 2020
Instrument	2020-000776

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Apr 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 11, 2018
Property Address	262 CHERRY CT, COTTAGE GROVE, OR 97424-1634
Document Number	0000056827
Map Reference	VOL2 PG69
Instrument Date	Dec 8, 2018
Instrument	2018-056827
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	262 CHERRY CT, COTTAGE GROVE, OR 97424-1634

Mortgage

Document Number	0000056828
Date	Dec 11, 2018
Instrument	2018-056828

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,722.00 (+4.9%)	$203,744 (+6.09%)	$523,168 (+1.83%) Land $48,951 Building $474,217
2023	$3,548.00 (+4.02%)	$192,049 (+3%)	$513,780 (+11.1%) Land $37,180 Building $476,600
2022	$3,411.00	$186,456	$462,469 Land $38,295 Building $424,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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