262 Caroline Ct, Denver, NC 28037 Property Records

Lincoln County property record for 262 Caroline Ct, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,751 sqft · built 1994
Lot Size	0.707 acres (30,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,000 (Nov 2018)
Tax Bill	$3,109 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4602-06-7508`

Property Details

APN / Parcel Number

Primary APN	`4602-06-7508`
Alternative APNs	`460201067508` `277192` `51382`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,751 sqft Finished Area
Gross Area	3,494 sqft
Basement Area	1,751 sqft
Finished Basement	1,208 sqft
Unfinished Basement	543 sqft

Exterior

Year Built	Built 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	30,797 sqft (0.707 acres)
Pool Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	277192
Old Parcel Number	460201067508
Street Address	262 CAROLINE CT
City	DENVER
State	NC
Zip	28037-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	55 PROSPECT HILL
Legal Subdivision	PROSPECT HILLS PH V
Legal Block	6
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2035
Census Tract	71101

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	262 CAROLINE CT, DENVER, NC 28037-9635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Feb 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 14, 2019	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Nov 5, 2018	Warranty Deed, Transfer · VA Mortgage FREEDOM FIRST FCU

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Nov 5, 2018 · Amount on Record
Deed Document Number	278017
Deed Book / Page	002780 / 000017
Last Transfer Date	Feb 18, 2020
Transfer Doc	2883190
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	262 CAROLINE CT, DENVER, NC 28037-9635
Document Number	2929907
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 CAROLINE CT DENVER NC 280379635, DENVER, NC 28037-9635

Mortgage

Document Number	2929907
Date	Jul 21, 2020
Book Page	002929/000907
Instrument	612425

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 18, 2020
Property Address	262 CAROLINE CT, DENVER, NC 28037-9635
Document Number	2883190
Book / Page	002883 / 000190
Instrument Date	Feb 18, 2020
Instrument	604582
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	262 CAROLINE CT DENVER NC 280379635, DENVER, NC 28037-9635

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	262 CAROLINE CT, DENVER, NC 28037-9635
Document Number	2839407
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 CAROLINE CT DENVER NC 280379635, DENVER, NC 28037-9635

Mortgage

Document Number	2839407
Date	Aug 19, 2019
Book Page	002839/000407
Instrument	596598

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Interest

Rate	3.62%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 5, 2018
Property Address	262 CAROLINE CT, DENVER, NC 28037-9635
Document Number	278017
Book / Page	002780 / 000017
Instrument Date	Nov 5, 2018
Instrument	585237
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	262 CAROLINE CT DENVER NC 280379635, DENVER, NC 28037-9635

Mortgage

Document Number	278020
Date	Nov 5, 2018
Book Page	002780/000020
Instrument	585238

Lender

Name	FREEDOM FIRST FCU
Address	SALEM, VA 24153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,109.00	$497,149 Land $52,000 Building $445,149	$497,149 Land $52,000 Building $445,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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