Suffolk County and Smithtown Town property record for 262 3rd Ave, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,305 sqft · built 1954 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Nov 2001) |
| Tax Bill | $15,641 (2024) |
| Deeds & Mortgages | Apr 2021 Refinance Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 55.-2-40.1 |
| Primary APN | 473489 55.-2-40.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 1,667 sqft |
| 1st Floor Area | 1,305 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 17,860 sqft (0.41 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 112 sqft |
| Courtyard | 246 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J21340 |
|---|---|
| Street Address | 262 3RD AVE |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-782201 TC-76 *585 P/L 204-207 & 20ST JAMES PARK L 205-206 & |
| Legal Block | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 135003 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 262 3RD AVE, SAINT JAMES, NY 11780-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jul 7, 2017 | Quit Claim Deed, Mortgage · Conventional with PMI MCS MTG BANKERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2001 · Amount on Record |
| Deed Sale | Nov 27, 2001 · Amount on Record |
| Deed Book / Page | 12155 / 329 |
| Last Transfer Date | Jun 19, 2017 |
| Transfer Doc | 0129190597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 262 3RD AVE, SAINT JAMES, NY 11780-2612 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232550028 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 23255/28 |
| Instrument | DM000668 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 7, 2017 |
| Property Address | 262 3RD AVE, SAINT JAMES, NY 11780-2612 |
| Document Number | 0129190597 |
| Book / Page | 012919 / 000597 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2018 |
| Title Company | HAMLET TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 262 3ND AVE ST JAMES NY 11780, ST JAMES, NY 11780 |
| Document Number | 228320491 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 022832/000491 |
| Name | MCS MTG BANKERS |
|---|---|
| Type | Mortgage Company |
| Address | PATCHOGUE, NY 11772 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,075 (-) Land $300 Building $5,775 | $759,375 (+10,774.62%) Land $37,500 Building $721,875 | |
| 2024 | $15,641.00 | ||
| 2023 | $6,075 Land $300 Building $5,775 | $6,983 Land $345 Building $6,638 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures