Sussex County property record for 26198 Cave Neck Rd, Milton, DE 19968
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,448 sqft · built 1987 |
| Lot Size | 1 acres (43,821 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,750 (Aug 2014) |
| Tax Bill | $531 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-21.00-49.01 |
| Primary APN | 235-21.00-49.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| Gross Area | 1,603 sqft |
| Basement Area | 632 sqft |
| Unfinished Basement | 632 sqft |
| Elevator | Elevator |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 43,821 sqft (1 acres) |
| Lot Dimensions | 335 ft deep x 150 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 594 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 26198 CAVE NECK RD |
|---|---|
| City | MILTON |
| State | DE |
| Zip | 19968-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | S/RT 88 N/MECURY LN |
| Legal Subdivision | MILTON |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50806 |
26198 Cave Neck Rd is owned and occupied by an individual who bought it in August 2014.
Source: Sussex County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26198 CAVE NECK RD, MILTON, DE 19968-2820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Mar 7, 2023 | Deed, Transfer · Stand-Alone First Mortgage SOUTHWEST STAGE FUNDING LLC |
| Sep 2, 2020 | Loan Modification, Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2014 · Amount on File |
| Deed Sale | Aug 28, 2014 · Amount on File |
| Deed Document Number | 201426316 |
| Deed Book / Page | 4300 / 320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 26198 CAVE NECK RD, MILTON, DE 19968-2820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0212660240 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 21266/240 |
| Instrument | 20220000039322 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | Mar 7, 2023 |
| Property Address | 26198 CAVE NECK RD, MILTON, DE 19968-2820 |
| Document Number | 0058660129 |
| Book / Page | 5866 / 129 |
| Map Reference | MB 319 PG 70 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2023000007605 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26198 CAVE NECK RD, MILTON, DE 19968-2820 |
| Name | Verified Name |
|---|---|
| Address | 26198 CAVE NECK RD, MILTON, DE 19968-2820 |
| Document Number | 2023000007606 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 2023000007606 |
| Name | SOUTHWEST STAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 369 Months |
| Due | Dec 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 26198 CAVE NECK RD, MILTON, DE 19968-2820 |
| Document Number | 0188690213 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 26198 CAVE NECK RD MILTON DE 199682820, MILTON, DE 19968-2820 |
| Document Number | 0188690213 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 018869/000213 |
| Instrument | 46522 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Term | 360 Months |
|---|---|
| Due | Oct 4, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2026 property tax bill for 26198 Cave Neck Rd was $531, down 0.4% from the year before.
Source: Sussex County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Unified School District | Cape Henlopen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531.00 (-0.38%) | $15,600 (-) Land $1,750 Building $13,850 | $252,500 (-) Land $56,800 Building $195,700 |
| 2025 | $533.00 | $15,600 Land $1,750 Building $13,850 | $252,500 Land $56,800 Building $195,700 |
| 2023 | $768.00 | $15,600 Land $1,750 Building $13,850 | $31,200 Land $3,500 Building $27,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 26198 Cave Neck Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26198 Cave Neck Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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