26194 Bellemore Dr, Ramona, CA 92065 Property Records

San Diego County property record for 26194 Bellemore Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,726 sqft · built 1987
Lot Size	0.472 acres (20,546 sqft)
Owner	Company Name on File
Last Sale	$635,000 (Nov 2021)
Tax Bill	$7,676 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`288-641-02-00`

Property Details

APN / Parcel Number

Primary APN	`288-641-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,726 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	20,546 sqft (0.472 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	26194 BELLEMORE DR
City	RAMONA
State	CA
Zip	92065-4843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 112 TR 007980
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007980
Legal Block	3
Legal Lot Number	112
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3000
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	26194 BELLEMORE DR, RAMONA, CA 92065-4843
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Nov 16, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 8, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 8, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Mar 6, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Jun 21, 2016 · Amount on File
Deed Document Number	2021792625
Prior Transfer Date	Sep 25, 1997
Prior Transfer Doc	0000485891
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	26194 BELLEMORE DR, RAMONA, CA 92065-4843
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26194 BELLEMORE DR, RAMONA, CA 92065-4843

Mortgage

Document Number	0000725187
Date	Oct 19, 2021
Instrument	2021-0725187

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	26194 BELLEMORE DR, RAMONA, CA 92065-4843
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26194 BELLEMORE DR, RAMONA, CA 92065-4843

Mortgage

Document Number	0000273962
Date	Jul 5, 2022
Instrument	2022-0273962

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2021
Property Address	26194 BELLEMORE DR, RAMONA, CA 92065-4843
Document Number	0000792625
Map Reference	MAP 7980
Instrument Date	Oct 19, 2021
Instrument	2021-0792625
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	26194 BELLEMORE DR, RAMONA, CA 92065-4843

Mortgage

Document Number	0000792626
Date	Nov 16, 2021
Instrument	2021-0792626

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	26194 BELLEMORE DR, RAMONA, CA 92065-4843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26194 BELLEMORE DR, RAMONA, CA 92065-4843

Mortgage

Document Number	0000607591
Date	Oct 8, 2020
Instrument	2020-0607591

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	26194 BELLEMORE DR, RAMONA, CA 92065-4843
Document Number	0000575966
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26194 BELLEMORE DR RAMONA CA 920654843, RAMONA, CA 92065-4843

Mortgage

Document Number	0000575966
Date	Dec 10, 2019
Instrument	575966

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	26194 BELLEMORE DR, RAMONA, CA 92065-4843
Document Number	0000218095
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26194 BELLEMORE DR RAMONA CA 920654843, RAMONA, CA 92065-4843

Mortgage

Document Number	0000218095
Date	May 16, 2017
Instrument	218095

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,781 (+2%) Land $183,237 Building $466,544
2025	$7,676.00 (+6.52%) Homeowner's exemption	$637,042 (+4.04%) Land $179,645 Building $457,397
2023	$7,206.00 (-1.26%) Homeowner's exemption	$612,307 Land $172,670 Building $439,637
2022	$7,298.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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