26193 Cedar Spring Rd, Winona, MN 55987 Property Records

Winona County property record for 26193 Cedar Spring Rd, Winona, MN 55987

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,296 sqft · built 1995
Lot Size8.15 acres (355,014 sqft)
Owner2 Individual Names on File
Tax Bill$3,018 (2026)
Deeds & MortgagesOct 2023 Line of Credit
May 2021 Mortgage
APN06.000.4041

Property Details

APN / Parcel Number

Primary APN06.000.4041

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
Basement Area1,272 sqft
Finished Basement1,272 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area355,014 sqft (8.15 acres)
Garage Area858 sqft
Deck Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address26193 CEDAR SPRING RD
CityWINONA
StateMN
Zip55987-6173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANR
Legal DescriptionSECT-28 TWP-106 RANGE-006 8.15 AC 8.15 ACRES NE 1/4 NW 1/4 & IN SE 1/4 NW 1/4 PER M.F. 374505
Legal Range006
Legal Township106
Legal Section28
JurisdictionWINONA MN
Township / Civil DivisionHOMER
Census Block Group1
Census Block1019
Census Tract670802

Owner

26193 Cedar Spring Rd is owned and occupied by two individuals.

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address26193 CEDAR SPRING RD, WINONA, MN 55987-6173
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Deed of Trust, Mortgage · Line of Credit
UW CU
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address26193 CEDAR SPRING RD, WINONA, MN 55987-6173
Transaction TypeMortgage
Record UpdatedNov 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A651453
DateOct 13, 2023
InstrumentA651453
Lender
NameUW CU
TypeCredit Union
AddressMADISON, WI 53744
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 12, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address26193 CEDAR SPRING RD, WINONA, MN 55987-6173
Transaction TypeMortgage
Record UpdatedJun 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number634212
DateMay 28, 2021
Instrument634212
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 26193 Cedar Spring Rd was $3,018 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
County SubdivisionHomer Township
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,018.00 Homeowner's exemption$432,100 (+12.85%) Land $107,800 Building $324,300$432,100 (+12.85%) Land $107,800 Building $324,300
2025$382,900 Land $107,800 Building $275,100$382,900 Land $107,800 Building $275,100
2023$2,758.00 Homeowner's exemption$363,400 Land $107,800 Building $255,600$363,400 Land $107,800 Building $255,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 26193 Cedar Spring Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26193 Cedar Spring Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hiawatha Broadband Communications
Fiber
5,000 / 5,000
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar Spring Rd

Nearby Streets

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