2619 Lovers Ln, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2619 Lovers Ln, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	2,233 sqft · built 1922
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$450,800 (Aug 2024)
Tax Bill	$3,635 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2021 Mortgage + 1 more
APN	`03-8.0-33-004-001-082.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-33-004-001-082.000`

Interior

Building Area	2,233 sqft Base Area
1st Floor Area	2,233 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	260 ft deep x 129 ft wide

Location & Zoning

Street Address	2619 LOVERS LN
City	SAINT JOSEPH
State	MO
Zip	64506-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	33-58-35SESUB: LOT: BLK:LGL DESC:PNT 63 AC IN NW OF SE4 OF SE4 BEG AT PNT 150' N & 262' E OF X OF C/L LOVERS LANE WITH E/L MT OLIVET CEM TH N 260' E 120'S 200' TO N/L LOVERS LANE TH SWLY ALG N/L LOVERS LANE TO BEG
Legal Range	35W
Legal Township	58N
Legal Section	33
Legal Subdivision	LOVERS LANE
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2007
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2619 LOVERS LN, SAINT JOSEPH, MO 64506-1636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 26, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 14, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	Feb 26, 2021 · Amount on File
Deed Document Number	20246442
Deed Book / Page	3800 / 14
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2619 LOVERS LN, SAINT JOSEPH, MO 64506-1636
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003747/283
Date	Mar 31, 2020
Book Page	3747/283
Instrument	2020002429

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 26, 2021
Property Address	2619 LOVERS LN, SAINT JOSEPH, MO 64506-1636
Document Number	003759/356
Book / Page	3759 / 356
Instrument Date	Oct 2, 2020
Instrument	2021001998
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2619 LOVERS LN, SAINT JOSEPH, MO 64506-1636

Mortgage

Document Number	2021001999
Date	Feb 26, 2021
Instrument	2021001999

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 14, 2019
Property Address	2619 LOVERS LN, SAINT JOSEPH, MO 64506-1636
Document Number	003722/451
Book / Page	3722 / 451
Instrument Date	Jan 14, 2019
Instrument	2019000293
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2619 LOVERS LN, SAINT JOSEPH, MO 64506-1636

Mortgage

Document Number	003722/453
Date	Jan 14, 2019
Book Page	3722/453
Instrument	2019000294

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,635.00	$50,770 (+5.57%) Land $7,510 Building $43,260	$267,180 (+5.58%) Land $39,500 Building $227,680
2024	$3,635.00 (+15.21%)
2023	$3,155.00 (-0.66%)	$48,090 (-) Land $7,510 Building $40,580	$253,060 (-) Land $39,500 Building $213,560
2022	$3,176.00	$48,090 Land $7,510 Building $40,580
2021			$253,060 Land $39,500 Building $213,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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