26188 Bage Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 26188 Bage Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,161 sqft · built 2024
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Jun 2024)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-23-04-183-004`

Property Details

APN / Parcel Number

Primary APN	`40-23-04-183-004`
Alternative APNs	`0095262-096015-4` `10004606827`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,161 sqft Living Area
Gross Area	2,785 sqft
Flooring	Covered

Exterior

Year Built	Built 2024
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,601 sqft (0.22 acres)
Driveway	Driveway
Driveway Area	1 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004606827
Old Parcel Number	00952620960154
Street Address	26188 BAGE DR
City	PUNTA GORDA
State	FL
Zip	33983-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0579 0022 PUNTA GORDA ISLES SEC20 BLK579 LT22 836/836 2502/1148 3381/2066 3405/1538 4800/1804 4844/120 3
Legal Range	23E
Legal Township	40S
Legal Section	04
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	579
Legal Lot Number	22
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	26188 BAGE DR, PUNTA GORDA, FL 33983-5712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RMC HOME MORTGAGE LLC
Jul 8, 2021	Warranty Deed, Transfer EXECUTIVE TITLE I INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2024 · Amount on Record
Deed Sale	Jun 30, 2024 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	3423276
Record Updated	Jun 8, 2026

June 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 30, 2024
Property Address	26188 BAGE DR, PUNTA GORDA, FL 33983-5712
Document Number	0003423276
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	Jun 21, 2024
Instrument	3423276
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,729.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2286 W 1ST ST, FORT MYERS, FL 33901-3308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26188 BAGE DR, PUNTA GORDA, FL 33983-5712

Mortgage

Document Number	0003423277
Date	Jun 30, 2024
Instrument	3423277

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 8, 2021
Property Address	26188 BAGE DR, PUNTA GORDA, FL 33983-5712
Document Number	0048001804
Book / Page	4800 / 1804
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	Jul 2, 2021
Instrument	2969350
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	EXECUTIVE TITLE I INC

Transaction

Amount	Amount Recorded
Tax	$161.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 E 21ST ST # ST3C, ST3C, BROOKLYN, NY 11226-6899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 CRANDON BLVD # 8, 8, KEY BISCAYNE, FL 33149-2597
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,332.00 (+168.66%) Homeowner's exemption	$194,603 (+622.68%)	$393,190 (+1,024.69%) Land $45,000 Building $348,190
2023	$868.00 (+25.07%)	$26,928 (+1%)	$34,960 (+42.81%) Land $34,960
2022	$694.00	$24,480 Land $24,480	$24,480 Land $24,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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