2618 Whitetail Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 2618 Whitetail Ln, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,631 sqft · built 2001
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,250 (Sep 2012)
Deeds & Mortgages	Mar 2018 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A982001596`

Property Details

APN / Parcel Number

Primary APN	`A982001596`
Alternative APN	`2-0130-7876-00-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,631 sqft Living Area
Gross Area	5,348 sqft
1st Floor Area	2,384 sqft
Basement Area	2,364 sqft
Finished Basement	1,247 sqft
Unfinished Basement	1,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	63 sqft
Deck Area	Deck Area
Patio Area	269 sqft

Location & Zoning

Account Number	A982001596
Street Address	2618 WHITETAIL LN
City	O FALLON
State	MO
Zip	63368-7138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	WHITETAIL EST LOT 4
Legal Subdivision	WHITETAIL EST
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2003
Census Tract	311152

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2618 WHITETAIL LN, O FALLON, MO 63368-7138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2018	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2012 · Amount on Record
Deed Sale	Sep 19, 2012 · Amount on Record
Prior Sale	Apr 4, 2001 · Amount on Record
Deed Document Number	2012711350
Deed Book / Page	5858 / 729
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2618 WHITETAIL LN, O FALLON, MO 63368-7138
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148120
Date	Mar 20, 2018
Book Page	6893/1886
Instrument	20180320000148120

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	SAINT LOUIS, MO 63124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2618 WHITETAIL LN, O FALLON, MO 63368-7138
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2618 WHITETAIL LN, O FALLON, MO 63368-7138

Mortgage

Document Number	0000072253
Date	Sep 28, 2020
Instrument	2020R-072253

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$98,291 (+11.37%)	$517,321 (+11.37%) Land $90,000 Building $427,321
2023	$88,259
2022		$464,522 Building $464,522

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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