2618 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2618 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1901
Lot Size	0.08 acres (3,505 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Aug 2021)
Tax Bill	$2,214 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010-1180-02310`

Property Details

APN / Parcel Number

Primary APN	`010-1180-02310`
Alternative APN	`1114806`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,296 sqft Gross Area
1st Floor Area	760 sqft
Basement Area	100 sqft
Finished Basement	100 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	3,505 sqft (0.08 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1114806
Street Address	2618 W 4TH ST
City	DULUTH
State	MN
Zip	55806-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	115
Legal Lot Number	426
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1012
Census Tract	2600

Owner

2618 W 4th St is owned and occupied by an individual who bought it in August 2021.

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2618 W 4TH ST, DULUTH, MN 55806-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE
Aug 11, 2021	Intrafamily Transfer, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Aug 11, 2021 · Amount on File
Deed Document Number	20211421499
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	0001421498
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 11, 2021
Property Address	2618 W 4TH ST, DULUTH, MN 55806-1421
Document Number	0001421499
Instrument Date	Jun 30, 2021
Instrument	1421499
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2618 W 4TH ST, DULUTH, MN 55806-1421

Mortgage

Document Number	0001421500
Date	Aug 11, 2021
Instrument	1421500

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 11, 2021
Property Address	2618 W 4TH ST, DULUTH, MN 55806-1421
Document Number	0001421498
Instrument Date	Feb 4, 2020
Instrument	1421498
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2618 W 4TH ST, DULUTH, MN 55806-1421

Tax Assessment & Valuation

The 2026 property tax bill for 2618 W 4th St was $2,214 with a homeowner's exemption, up 15.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,214.00 (+15.67%) Homeowner's exemption
2025	$1,914.00 (+3.13%) Homeowner's exemption	$193,400 (+16.16%) Land $13,200 Building $180,200	$193,400 (+16.16%) Land $13,200 Building $180,200
2024	$1,856.00	$166,500 Land $15,900 Building $150,600	$166,500 Land $15,900 Building $150,600
2022		$138,100 Land $14,000 Building $124,100	$138,100 Land $14,000 Building $124,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2618 W 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2618 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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