2618 Stephens St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2618 Stephens St, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,216 sqft · built 1923
Lot Size	0.236 acres (10,290 sqft)
Owner	2 Company Names on File
Last Sale	$65,000 (Feb 2020)
Tax Bill	$438 (2025)
Deeds & Mortgages	Sep 2026 Transfer Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137H F 004`

Property Details

APN / Parcel Number

Primary APN	`137H F 004`
Alternative APN	`0000064788`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,216 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1952
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,290 sqft (0.236 acres)
Lot Dimensions	110 ft deep x 108 ft wide
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Account Number	0000064788
Street Address	2618 STEPHENS ST
City	CHATTANOOGA
State	TN
Zip	37406-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LTS 65 66&67 WOOLSONS PB 3 PG 40
Legal Subdivision	WOOLSONS
Legal Lot Number	65,66
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	12200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2618 Stephens St is owned by a company that acquired it in September 2026.

Source: Hamilton County records, as of October 8, 2026

Owner of Record	2 Company Names on File
Mailing Address	342 WESTVIEW DR, KINGSTON SPRINGS, TN 37082-9085
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 17, 2020	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MTG
Feb 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2020 · Amount on File
Deed Sale	Feb 17, 2020 · Amount on File
Deed Document Number	202049
Deed Book / Page	11910 / 182
Last Transfer Date	Sep 28, 2026
Transfer Doc	0000000159
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 29, 2026
Property Address	2618 STEPHENS ST, CHATTANOOGA, TN 37406-2070
Document Number	0000000159
Book / Page	14452 / 929
Instrument Date	Sep 28, 2026
Instrument	20260929159
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	342 WESTVIEW DR, KINGSTON SPRINGS, TN 37082-9085

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 17, 2020
Property Address	2618 STEPHENS ST, CHATTANOOGA, TN 37406-2070
Document Number	0217000049
Book / Page	011910 / 000182
Instrument Date	Feb 14, 2020
Instrument	200217000049
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	342 WESTVIEW DR KINGSTON SPRINGS TN 370829085, KINGSTON SPRINGS, TN 37082-9085

Mortgage

Document Number	217000050
Date	Feb 17, 2020
Book Page	011910/000191
Instrument	200217000050

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 25, 2019
Property Address	2618 STEPHENS ST, CHATTANOOGA, TN 37406-2070
Document Number	0225000278
Book / Page	011572 / 000478
Instrument Date	Feb 18, 2019
Instrument	190225000278
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2613 AVALON PL CHATTANOOGA TN 374156314, CHATTANOOGA, TN 37415-6314

Tax Assessment & Valuation

The 2025 property tax bill for 2618 Stephens St was $438, up 39% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$438.00 (+39.05%)	$28,950 (+105.32%)	$115,800 (+105.32%) Land $31,300 Building $84,500
2024	$315.00	$14,100 (-)	$56,400 (-) Land $9,400 Building $47,000
2023	$315.00	$14,100 (-)	$56,400 (-) Land $9,400 Building $47,000
2022	$315.00	$14,100	$56,400 Land $9,400 Building $47,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2618 Stephens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2618 Stephens St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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