2618 Chapel Hill Dr, Elgin, IL 60120 Property Records

Cook County property record for 2618 Chapel Hill Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,587 sqft · built 1992
Lot Size	1.08 acres (47,262 sqft)
Owner	2 Company Names on Record
Last Sale	$445,000 (Oct 2018)
Tax Bill	$11,685 (2023)
Deeds & Mortgages	Sep 2023 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`06-17-404-003`

Property Details

APN / Parcel Number

Primary APN	`06-17-404-003`
Alternative APN	`06-17-404-003-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,587 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	47,262 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2618 CHAPEL HILL DR
City	ELGIN
State	IL
Zip	60120-7539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWEST4 SEC16 SE4 S17+ T41N R09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	CHAPEL CREEK
Legal Lot Number	9
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1008
Census Tract	804314

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2618 CHAPEL HILL DR, ELGIN, IL 60120-7539
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
May 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	201846001
Last Transfer Date	May 22, 2024
Transfer Doc	0000002082
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2618 CHAPEL HILL DR, ELGIN, IL 60120-7539
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2618 CHAPEL HILL DR, ELGIN, IL 60120-7539

Mortgage

Document Number	0027125146
Date	Sep 28, 2023
Instrument	2327125146

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.34%
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2618 CHAPEL HILL DR, ELGIN, IL 60120-7539
Document Number	2027439114
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2618 CHAPEL HILL DR ELGIN IL 601207539, ELGIN, IL 60120-7539

Mortgage

Document Number	2027439114
Date	Sep 30, 2020
Instrument	27439114

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 19, 2018
Property Address	2618 CHAPEL HILL DR, ELGIN, IL 60120-7539
Document Number	1829246001
Instrument Date	Oct 8, 2018
Instrument	29246001
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 WESTON CT STREAMWOOD IL 601076622, STREAMWOOD, IL 60107-6622

Mortgage

Document Number	1829246002
Date	Oct 19, 2018
Instrument	29246002

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,000 (+27.09%) Land $30,957 Building $30,043	$610,000 (+27.09%) Land $309,570 Building $300,430
2023	$11,685.00 (+3.43%)
2022	$11,298.00 Homeowner's exemption	$47,999 Land $23,999 Building $24,000	$479,990 Land $239,990 Building $240,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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