St. Charles County property record for 2618 Black Cherry Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,372 sqft · built 1999 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,600 (Mar 2013) |
| Tax Bill | $3,317 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T002500053 |
| Primary APN | T002500053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 2,412 sqft |
| 1st Floor Area | 732 sqft |
| Basement Area | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | Deck Area |
| Patio Area | 208 sqft |
| Account Number | T002500053 |
|---|---|
| Street Address | 2618 BLACK CHERRY DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7886 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRYWOOD PARC #6 LOT 291 |
| Legal Subdivision | CHERRYWOOD PARC #6 |
| Legal Lot Number | 291 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 311735 |
Source: St. Charles County records · APN T002500053
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2618 BLACK CHERRY DR, O FALLON, MO 63368-7886 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| Aug 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA |
| Mar 06, 2018 | Loan Modification, Mortgage · Line of Credit UMB BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2013 · Amount on Record |
| Deed Sale | Mar 25, 2013 · Amount on Record |
| Prior Sale | Jan 29, 2010 · Amount on Record |
| Deed Document Number | 2013232790 |
| Deed Book / Page | 5983 / 896 |
| Prior Transfer Date | Dec 13, 2001 |
| Prior Transfer Doc | 0027520442 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2618 BLACK CHERRY DR, O FALLON, MO 63368-7886 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2618 BLACK CHERRY DR, O FALLON, MO 63368-7886 |
| Document Number | 0000011195 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 2024R-011195 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63366 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2618 BLACK CHERRY DR, O FALLON, MO 63368-7886 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000555860 |
|---|---|
| Date | Aug 04, 2020 |
| Book Page | 7363/812 |
| Instrument | 20200804000555860 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2618 BLACK CHERRY DR, O FALLON, MO 63368-7886 |
| Document Number | 0068932047 |
| Instrument Date | Mar 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2618 BLACK CHERRY DR O FALLON MO 633687886, O FALLON, MO 63368-7886 |
| Document Number | 0068932047 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 006893/002047 |
| Instrument | 148460 |
| Name | UMB BK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63366 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,317.00 (+3.4%) | $51,519 (+6.5%) | $271,155 (+6.5%) Building $271,155 |
| 2024 | $3,208.00 | ||
| 2023 | $48,376 | ||
| 2022 | $254,612 Land $50,000 Building $204,612 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber Holdings.
Based on FCC filings for 359 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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