26171 Fish Trap Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 26171 Fish Trap Rd, Elberta, AL 36530

Property Summary

Property Type	Water, Lake, River, Shore Vacant Land
Lot Size	5.4 acres (235,224 sqft)
Owner	Company Name on File
Tax Bill	$3,521 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2020 Sale + 1 more
Flood Zone	Zone VE (high risk)
APN	`62-05-16-0-000-001.005`

Property Details

APN / Parcel Number

Primary APN	`62-05-16-0-000-001.005`
Alternative APNs	`336251` `374097`

Exterior

Lot Area	235,224 sqft (5.4 acres)
Lot Dimensions	800 ft deep x 825 ft wide

Location & Zoning

Account Number	374097
Street Address	26171 FISH TRAP RD
City	ELBERTA
State	AL
Zip	36530
Property Category	Vacant Land
Property Type	Vacant Land > Water, Lake, River, Shore
Legal Description	5.4 AC(C) IRR LOT 1 THE HAMMOCK PHASE THREE SLIDE 2447-B LYING IN THE CITY OF ELBERTA SEC 16-T8S-R5E (WD)
Legal Subdivision	HAMMOCK PHASE THREE, THE
Legal Phase	3
Legal Lot Number	1
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	4
Census Block	4051
Census Tract	11601

Owner

26171 Fish Trap Rd, water, lake, river, shore vacant land, is owned by a company.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	28535 S QUARRY LN, ELBERTA, AL 36530-5789
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Sep 23, 2020	Warranty Deed, Transfer
Jul 17, 2018	Deed of Trust, Mortgage CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	26171 FISH TRAP RD, ELBERTA, AL 36530
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002033695
Date	Nov 14, 2022
Instrument	2033695

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 23, 2020
Property Address	26171 FISH TRAP RD, ELBERTA, AL 36530
Document Number	0001858799
Map Reference	SL 2447-B
Instrument Date	Sep 3, 2020
Instrument	1858799
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28535 S QUARRY DR, SUMMERDALE, AL 36580

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	26171 FISH TRAP RD, ELBERTA, AL 36530
Document Number	0001709048
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 OAK AVE FAIRHOPE AL 365322516, FAIRHOPE, AL 36532-2516

Mortgage

Document Number	0001709048
Date	Jul 20, 2018
Instrument	1709048

Lender

Name	CENTENNIAL BK
Type	Bank
Address	GULF SHORES, AL 36547

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 26171 Fish Trap Rd was $3,521, up 6.5% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Elberta Town
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,521.00 (+6.54%)
2025	$3,305.00	$100,180 Land $83,900 Building $16,280	$1,001,700 Land $839,000 Building $162,700
2023	$4,666.00 (+6.31%)	$141,420 (+6.33%)	$707,100 (+6.33%) Land $707,100
2022	$4,389.00 (+18.21%)	$133,000	$665,000 Land $665,000
2021	$3,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26171 Fish Trap Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	319 (1979–2020)
Claims Outside the SFHA	36 of 319
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 124 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26171 Fish Trap Rd is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 99.6% of Alabama
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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