26170 Mindanao Ln, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 26170 Mindanao Ln, Punta Gorda, FL 33983

Property Summary

Property Type	Planned Unit Development
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$384,800 (Nov 2025)
Tax Bill	$577 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-16-130-010`

Property Details

APN / Parcel Number

Primary APN	`40-23-16-130-010`

Exterior

Lot Area	9,600 sqft (0.22 acres)

Location & Zoning

Street Address	26170 MINDANAO LN
City	PUNTA GORDA
State	FL
Zip	33983-2635
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RSF3.5
Legal Description	PGI 023 0780 0010 PUNTA GORDA ISLES SEC 23 BLK 780 LT 10 837/1662 901/ 1178-79 1046/1158 1100/419 11
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	780
Legal Lot Number	10
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	4
Census Block	4000
Census Tract	20101

Owner

26170 Mindanao Ln, a planned unit development, is owned and occupied by an individual who bought it in November 2025.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	26170 MINDANAO LN, PUNTA GORDA, FL 33983-2635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage RMC HOME MORTGAGE LLC
Sep 8, 2023	Warranty Deed, Transfer ENTITLED LLC
Feb 9, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Sep 8, 2023 · Amount on File
Deed Document Number	3585010
Record Updated	Jun 8, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 5, 2025
Property Address	26170 MINDANAO LN, PUNTA GORDA, FL 33983-2635
Document Number	0003585010
Map Reference	MB 12 PG 2A-2Z41
Instrument Date	Oct 29, 2025
Instrument	3585010
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,693.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2286 W 1ST ST, FORT MYERS, FL 33901-3308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26170 MINDANAO LN, PUNTA GORDA, FL 33983-2635

Mortgage

Document Number	0003585011
Date	Nov 5, 2025
Instrument	3585011

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 8, 2023
Property Address	26170 MINDANAO LN, PUNTA GORDA, FL 33983-2635
Document Number	0003312535
Map Reference	MB 12 PG 2A-2-Z-41
Instrument Date	Aug 15, 2023
Instrument	3312535
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ENTITLED LLC

Transaction

Amount	Amount on Record
Tax	$237.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19213 E 15TH AVE, SPOKANE VALLEY, WA 99016-5295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 L 81 PARK RD, FORT MYERS, FL 33908

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 9, 2022
Property Address	26170 MINDANAO LN, PUNTA GORDA, FL 33983-2635
Document Number	0049241941
Book / Page	4924 / 1941
Map Reference	MB 12 PG 2
Instrument Date	Feb 7, 2022
Instrument	3057241
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26178 MINDANAO LN, PUNTA GORDA, FL 33983-2635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19213 E 15TH AVE, SPOKANE VALLEY, WA 99016-5295

Mortgage

Document Number	0049241943
Date	Feb 9, 2022
Instrument	4924/1943

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	5.12%
Index	Other
Max Rate	8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 26170 Mindanao Ln was $577.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$577.00	$38,250	$45,000 Land $45,000
2023	$935.00 (+26.87%)	$32,300 (+18.75%)	$38,000 (+39.71%) Land $38,000
2022	$737.00	$27,200 Land $27,200	$27,200 Land $27,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 26170 Mindanao Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26170 Mindanao Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, CenturyLink.

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