26165 Rinconada Dr, Carmel Valley, CA 93924 Property Records

Monterey County property record for 26165 Rinconada Dr, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,572 sqft · built 1996
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on File
Last Sale	$4,150,000 (Mar 2024)
Tax Bill	$35,234 (2025)
Deeds & Mortgages	Mar 2024 Sale Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`416-361-032-000`

Property Details

APN / Parcel Number

Primary APN	`416-361-032-000`
Alternative APN	`416-361-032`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,572 sqft Living Area
1st Floor Area	4,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Architectural Style	Other
Construction Type	Wood
Lot Area	143,748 sqft
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Old Parcel Number	416-361-032
Street Address	26165 RINCONADA DR
City	CARMEL VALLEY
State	CA
Zip	93924-9236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 12 PAR MAPS PG 138 WLY POR PAR 3 3.30 AC RW & EXC RW & EXC SCENIC EASEMT TO MTY CO IN R1264-478
Legal Subdivision	PM8-135
Legal Block	1
Jurisdiction	MONTEREY CA
Township / Civil Division	TORO PARK
Census Block Group	1
Census Block	1026
Census Tract	10702

Owner

26165 Rinconada Dr is owned by two individuals who bought it in March 2024.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6720 DANIELS RD, NAPLES, FL 34109-0549
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Grant Deed, Transfer CHICAGO TITLE COMPANY
Aug 16, 2017	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Feb 16, 2017	Grant Deed, Transfer · Conventional Mortgage RUDOLFO JR & HEATHER K RUIZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Feb 16, 2017 · Amount on File
Deed Document Number	20249227
Prior Transfer Date	Mar 10, 2023
Prior Transfer Doc	0000007830
Record Updated	Sep 20, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 18, 2024
Property Address	26165 RINCONADA DR, CARMEL VALLEY, CA 93924-9236
Document Number	0000009227
Map Reference	VOL 8 PG 135
Instrument Date	Mar 13, 2024
Instrument	2024009227
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	26165 RINCONADA DR, CARMEL VALLEY, CA 93924-9236

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	26165 RINCONADA DR, CARMEL VALLEY, CA 93924-9236
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043729
Date	Aug 16, 2017
Instrument	2017043729

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly
Index	Prime Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 16, 2017
Property Address	26165 RINCONADA DR, CARMEL VALLEY, CA 93924-9236
Document Number	0000009295
Instrument Date	Feb 14, 2017
Instrument	9295
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,135.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	26165 RINCONADA DR CARMEL VALLEY CA 939249236, CARMEL VALLEY, CA 93924-9236

Mortgage

Document Number	9296
Date	Feb 16, 2017
Instrument	9296

Lender

Name	RUDOLFO JR & HEATHER K RUIZ
Address	110 W ELSMERE PL, SAN ANTONIO, TX 78212-2347
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 26165 Rinconada Dr was $35,234.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,173,220 (+2%) Land $572,220 Building $2,601,000
2025	$35,234.00	$3,111,000 Land $561,000 Building $2,550,000
2023	$29,194.00 (-0.47%)	$2,677,243 Land $446,206 Building $2,231,037
2022	$29,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26165 Rinconada Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	11 (1995–2010)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jan 2010 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26165 Rinconada Dr is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODSIDE WA private · serves 45 people · EPA ID CA2702140
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	2 ppb (2026) action level 15 ppb
Copper	5.23 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Spectrum, Verizon.

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