2616 Shale Rd, Normal, IL 61761 Property Records

McLean County property record for 2616 Shale Rd, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Sep 2024)
Tax Bill	$12,999 (2024)
Deeds & Mortgages	Aug 2019 Construction Loan Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-156-013`

Property Details

APN / Parcel Number

Primary APN	`14-24-156-013`

Exterior

Lot Area	9,147 sqft (0.21 acres)

Location & Zoning

Street Address	2616 SHALE RD
City	NORMAL
State	IL
Zip	61761-6451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 24-24-2E BLACKSTONE TRAILS SUB 1ST ADD LOT 107 & W4 LOT 106
Legal Subdivision	BLACKSTONE TRAILS SUB
Legal Lot Number	107
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1002
Census Tract	507

Owner

2616 Shale Rd is owned and occupied by an individual who bought it in September 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	2616 SHALE RD, NORMAL, IL 61761-6451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2019	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit FORTRESS BANK
Sep 30, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 12, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Deed Document Number	202414181
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2616 SHALE RD, NORMAL, IL 61761-6451
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201900012747
Date	Aug 9, 2019
Instrument	2019-00012747

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Feb 28, 2020

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2616 SHALE RD, NORMAL, IL 61761-6451
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000534
Date	Jan 8, 2021
Instrument	2021-00000534

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.4%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2616 SHALE RD, NORMAL, IL 61761-6451
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300005200
Date	Apr 26, 2023
Instrument	2023-00005200

Lender

Name	FORTRESS BANK
Type	Bank
Address	PEORIA, IL 61615

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 30, 2024
Property Address	2616 SHALE RD, NORMAL, IL 61761-6451
Document Number	202400014181
Map Reference	DOC 2013-14184
Instrument Date	Sep 20, 2024
Instrument	2024-00014181
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2616 SHALE RD, NORMAL, IL 61761-6451

Mortgage

Document Number	202400014182
Date	Sep 30, 2024
Instrument	2024-00014182

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 12, 2019
Property Address	2616 SHALE RD, NORMAL, IL 61761-6451
Document Number	201900020539
Map Reference	DOC 2013-14184
Instrument Date	Dec 3, 2019
Instrument	2019-00020539
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$631.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2616 SHALE RD, NORMAL, IL 61761-6451

Mortgage

Document Number	201900020540
Date	Dec 12, 2019
Instrument	2019-00020540

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,334 Land $29,839 Building $128,495	$475,002 Land $89,517 Building $385,485
2024	$12,999.00 (+6.8%)
2023	$12,171.00	$153,208 Land $24,481 Building $128,727	$459,624 Land $73,443 Building $386,181

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2616 Shale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2616 Shale Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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