2616 Adobe Rd, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2616 Adobe Rd, Morro Bay, CA 93442 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1954
Square Footage1,510 sqft Living Area
Lot Size13,068 sqft (0.3 acres)
OccupancyOwner Occupied
Last Sale$560,000 (2005)
Tax Bill$8,357.00 (2025)

Property Details

APN / Parcel Number

Primary APN073-181-046

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,510 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1954
Construction TypeWood Construction
Lot Area13,068 sqft (0.3 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address2616 ADOBE RD
CityMORRO BAY
StateCA
Zip93442-2403
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPM 38/66 PAR 2
Legal SubdivisionPARCEL MAP COAL 84-197
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionNORTH COAST
Census Blockgroup2
Census Block2040
Census Tract13000

Owner

Source: San Luis Obispo County records · APN 073-181-046

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2616 ADOBE RD, MORRO BAY, CA 93442-2403
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 09, 2022Deed of Trust, Mortgage · Line of Credit
SESLOC FCU
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2005 · Amount on Record
Deed SaleDec 09, 2005 · Amount on Record
Prior SaleSep 30, 2004
Deed Doc Number2005102877
Record RefreshedJun 07, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2616 ADOBE RD, MORRO BAY, CA 93442-2403
Transaction TypeMortgage
Record UpdatedJun 15, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2616 ADOBE RD, MORRO BAY, CA 93442-2403

Mortgage

Document Number0000020104
DateMay 09, 2022
Instrument2022020104
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 08, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2616 ADOBE RD, MORRO BAY, CA 93442-2403
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2616 ADOBE RD, MORRO BAY, CA 93442-2403

Mortgage

Document Number0000044704
DateJun 23, 2021
Instrument2021044704
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,357.00 (+3.63%) Homeowner's exemption$765,269 (+4.04%) Land $409,966 Building $355,303
2023$8,064.00 (+6.71%) Homeowner's exemption$735,555 Land $394,048 Building $341,507
2022$7,557.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 79% of the US · above 57% of California
Wildfire LikelihoodAbout 1 in 151 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Adobe Rd

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