2615 Ridge Rd, Lubbock, TX 79403 Property Records

Lubbock County property record for 2615 Ridge Rd, Lubbock, TX 79403

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,497 sqft · built 2016
Lot Size	0.642 acres (28,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,541 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Aug 2017 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R121467`

Property Details

APN / Parcel Number

Primary APN	`R121467`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,497 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	28,000 sqft (0.642 acres)
Lot Dimensions	224 ft deep x 125 ft wide
Garage Area	1,145 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	648 sqft
Pool House	350 sqft
Storage Building	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2615 RIDGE RD
City	LUBBOCK
State	TX
Zip	79403-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	VALLEY VIEW BLK 4 N125'OF L 8
Legal Subdivision	VALLEY VIEW
Legal Block	4
Legal Lot Number	120
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1003
Census Tract	100

Owner

2615 Ridge Rd is owned and occupied by two individuals who acquired it in August 2015.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2615 RIDGE RD, LUBBOCK, TX 79403-2011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CO
Aug 20, 2017	Loan Modification, Mortgage CITY BK
Jul 20, 2017	Loan Modification, Mortgage CITY BK
Jan 20, 2017	Loan Modification, Mortgage CITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2015
Deed Sale	Aug 4, 2015
Deed Document Number	2015-28358
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2615 RIDGE RD, LUBBOCK, TX 79403-2011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039425
Date	Nov 1, 2017
Instrument	2017039425

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	2615 RIDGE RD, LUBBOCK, TX 79403-2011
Document Number	0000033519
Instrument Date	Aug 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2189 LUBBOCK TX 794082189, LUBBOCK, TX 79408-2189

Mortgage

Document Number	0000033519
Date	Sep 15, 2017
Instrument	33519

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 14, 2018

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	2615 RIDGE RD, LUBBOCK, TX 79403-2011
Document Number	0000028402
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2189 LUBBOCK TX 794082189, LUBBOCK, TX 79408-2189

Mortgage

Document Number	0000028402
Date	Aug 4, 2017
Instrument	28402

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 3, 2018

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	2615 RIDGE RD, LUBBOCK, TX 79403-2011
Document Number	0000002953
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2189 LUBBOCK TX 794082189, LUBBOCK, TX 79408-2189

Mortgage

Document Number	0000002953
Date	Jan 24, 2017
Instrument	2953

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 23, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 2615 Ridge Rd was $10,541 with a homeowner's exemption, down 2.2% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,541.00 (-2.24%) Homeowner's exemption	$664,399 Land $63,500 Building $600,899	$664,399 Land $63,500 Building $600,899
2024	$10,783.00 (+4.72%)
2023	$10,297.00 (-13.94%) Homeowner's exemption	$603,690 Land $10,625 Building $593,065	$603,690 Land $10,625 Building $593,065
2022	$11,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2615 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2615 Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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