2615 Monocacy Ford Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2615 Monocacy Ford Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 2,714 sqft · built 2005
Lot Size	0.056 acres (2,457 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (May 2017)
Tax Bill	$7,276 (2025)
Deeds & Mortgages	Oct 2018 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-247771`

Property Details

APN / Parcel Number

Primary APN	`02-247771`
Alternative APN	`247771`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,714 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,457 sqft (0.056 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	247771
Street Address	2615 MONOCACY FORD RD
City	FREDERICK
State	MD
Zip	21701-6808
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 410 PLAT 9 SECTION 7B-2,457 SQ. FT. MILL ISLAND/WORMANS MILL
Legal Subdivision	PLAT NINE MILL ISLAND AT WORMAN MILL
Legal Lot Number	410
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2020
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2615 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 9, 2017	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
May 15, 2017	Grant Deed, Transfer OLDE TOWNE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2017 · Amount on Record
Deed Sale	May 15, 2017 · Amount on Record
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Document Number	201711819-0226
Deed Book / Page	11819 / 226
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2615 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FREESTATE TITLE CONSULTANTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126740394
Date	Oct 18, 2018
Book Page	12674/0394

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2615 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Document Number	0118190230
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OLDE TOWNE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2615 MONOCACY FORD RD FREDERICK MD 217016808, FREDERICK, MD 21701-6808

Mortgage

Document Number	0118190230
Date	May 12, 2017
Book Page	011819/000230

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVLNG, TX 21704

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 15, 2017
Property Address	2615 MONOCACY FORD RD, FREDERICK, MD 21701-6808
Document Number	0118190226
Book / Page	011819 / 000226
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	OLDE TOWNE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2615 MONOCACY FORD RD FREDERICK MD 217016808, FREDERICK, MD 21701-6808

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,733 (+24.42%)	$501,800 (+12.46%) Land $130,000 Building $371,800
2025	$7,276.00 (+12.44%)
2023	$6,471.00 Homeowner's exemption	$373,533	$446,200 Land $90,000 Building $356,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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