Mecklenburg County property record for 2615 Gingham St, Charlotte, NC 28216
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,077 sqft · built 2018 |
| Lot Size | 0.167 acres (7,303 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,500 (Dec 2020) |
| Tax Bill | $3,659 (2023) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Dec 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-186-77 |
| Primary APN | 035-186-77 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,077 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,303 sqft (0.167 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 035-186-77 |
|---|---|
| Street Address | 2615 GINGHAM ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28216-1595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L111 M63-573 |
| Legal Subdivision | PLEASANT GROVE SUB PH 1 MAP 1 |
| Legal Lot Number | 111 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 6110 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2615 GINGHAM ST, CHARLOTTE, NC 28216-1595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Dec 31, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Mar 21, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on File |
| Deed Sale | Dec 22, 2020 · Amount on File |
| Prior Sale | Dec 22, 2020 · Amount on File |
| Deed Document Number | 0000218304 |
| Deed Book / Page | 35469 / 525 |
| Last Transfer Date | Dec 31, 2020 |
| Transfer Doc | 0000223398 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 22, 2020 |
| Property Address | 2615 GINGHAM ST, CHARLOTTE, NC 28216-1595 |
| Document Number | 0000218304 |
| Book / Page | 35469 / 525 |
| Map Reference | MB 63 PG 573 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2020218304 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | INVESTORS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1326 BRYSON LN, 1326, DENVER, NC 28037-8852 |
| Name | Verified Name |
|---|---|
| Address | 2615 GINGHAM ST, CHARLOTTE, NC 28216-1595 |
| Document Number | 0000218305 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020218305 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 31, 2020 |
| Property Address | 2615 GINGHAM ST, CHARLOTTE, NC 28216-1595 |
| Document Number | 0000223398 |
| Book / Page | 035504 / 000174 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 223398 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2615 GINGHAM ST CHARLOTTE NC 282161595, CHARLOTTE, NC 28216-1595 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2615 GINGHAM ST, CHARLOTTE, NC 28216-1595 |
| Document Number | 0000027910 |
| Instrument Date | Feb 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2615 GINGHAM ST CHARLOTTE NC 282161595, CHARLOTTE, NC 28216-1595 |
| Document Number | 0000027910 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 034321/000703 |
| Instrument | 27910 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 21, 2019 |
| Property Address | 2615 GINGHAM ST, CHARLOTTE, NC 28216-1595 |
| Document Number | 0000031948 |
| Book / Page | 33367 / 112 |
| Map Reference | MB 63 PG 573 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 2019031948 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604 |
| Name | Verified Name |
|---|---|
| Address | 2615 GINGHAM STREET, CHARLOTTE, NC 28216-1595 |
| Document Number | 0000031949 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 2019031949 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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