2615 Fernleaf St, Auburndale, FL 33823 Property Records

Polk County property record for 2615 Fernleaf St, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 2024
Lot Size	0.193 acres (8,398 sqft)
Owner	2 Individual Names on File
Last Sale	$354,000 (Sep 2024)
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-01-307626-001630`

Property Details

APN / Parcel Number

Primary APN	`25-28-01-307626-001630`
Alternative APN	`012825307626001630`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,120 sqft
Upper Floors Area	1,120 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,398 sqft (0.193 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	42 sqft

Location & Zoning

Street Address	2615 FERNLEAF ST
City	AUBURNDALE
State	FL
Zip	33823-2273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKLAND PARK PB 196 PGS 35-38 LOT 163
Legal Subdivision	BROOKLAND PARK
Legal Block	1
Legal Lot Number	163
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1031
Census Tract	13001

Owner

2615 Fernleaf St is owned and occupied by two individuals who bought it in September 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2615 FERNLEAF ST, AUBURNDALE, FL 33823-2273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 5, 2024	Special Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 17, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2024 · Amount on File
Deed Sale	Sep 5, 2024 · Amount on File
Deed Document Number	2024205397
Deed Book / Page	13254 / 1610
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2615 FERNLEAF ST, AUBURNDALE, FL 33823-2273
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2615 FERNLEAF ST, AUBURNDALE, FL 33823-2273

Mortgage

Document Number	0000221872
Date	Sep 22, 2025
Book Page	13707/110
Instrument	2025221872

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2054

September 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 5, 2024
Property Address	2615 FERNLEAF ST, AUBURNDALE, FL 33823-2273
Document Number	0000205397
Book / Page	13254 / 1610
Map Reference	MB 196 PG 35
Instrument Date	Aug 29, 2024
Instrument	2024205397
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10210 HIGHLAND MANOR DRIVE # DR400A, DR400A, TAMPA, FL 33610-9151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2615 FERNLEAF ST, AUBURNDALE, FL 33823-2273

Mortgage

Document Number	0132541612
Date	Sep 5, 2024
Instrument	13254/1612

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 17, 2023
Property Address	2615 FERNLEAF ST, AUBURNDALE, FL 33823-2273
Document Number	0000115722
Book / Page	12695 / 717
Map Reference	MB 196 PG 35
Instrument Date	Apr 26, 2023
Instrument	2023115722
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Tax	$9,821.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 MARQUETTE AVE STE 3300, 3300, MINNEAPOLIS, MN 55402-3248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 COCONUT PALM DR STE 108, 108, TAMPA, FL 33619-1389
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2615 Fernleaf St was $3,788 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,878 (-0.78%) Land $52,000 Building $219,878	$271,878 (-0.78%) Land $52,000 Building $219,878
2025	$3,788.00 Homeowner's exemption	$274,007 Land $52,000 Building $222,007	$274,007 Land $52,000 Building $222,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2615 Fernleaf St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2615 Fernleaf St is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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