2615 E Clay St, Richmond, VA 23223 Property Records

Richmond City property record for 2615 E Clay St, Richmond, VA 23223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,580 sqft · built 1910
Lot Size	0.047 acres (2,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Mar 2026)
Tax Bill	$5,328 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2022 Sale
APN	`E-000-0436-004`

Property Details

APN / Parcel Number

Primary APN	`E-000-0436-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
1st Floor Area	790 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Flat
Roof Material	Other
Lot Area	2,047 sqft (0.047 acres)
Lot Dimensions	93 ft deep x 22 ft wide
Porch	Slab
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	2615 E CLAY ST
City	RICHMOND
State	VA
Zip	23223-7307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8 URBAN
Legal Description	0022.00X0093.00 0000.000
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	20600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. John's Church Historic District (Boundary Increase) listed 1991 · 20 contributing resources · NRIS 90002097

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2615 E CLAY ST, RICHMOND, VA 23223-7307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed, Transfer · Conventional Mortgage NAVY FCU
Feb 28, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	20264674
Prior Transfer Date	Jul 11, 2013
Prior Transfer Doc	1300/15669
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Mar 18, 2026
Property Address	2615 E CLAY ST, RICHMOND, VA 23223-7307
Document Number	0000004674
Instrument Date	Mar 12, 2026
Instrument	260004674
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2615 E CLAY ST, RICHMOND, VA 23223-7307

Mortgage

Document Number	0000004675
Date	Mar 18, 2026
Instrument	260004675

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Feb 28, 2022
Property Address	2615 E CLAY ST, RICHMOND, VA 23223-7307
Document Number	0000004917
Instrument Date	Feb 23, 2022
Instrument	220004917
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 DOE DR, EMERALD ISLE, NC 28594-2316

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,328.00 (+2.78%)	$444,000 (+2.78%) Land $100,000 Building $344,000	$444,000 (+2.78%) Land $100,000 Building $344,000
2025	$5,184.00 (+25,82%)	$432,000 (-3.79%) Land $100,000 Building $332,000	$432,000 (-3.79%) Land $100,000 Building $332,000
2024		$449,000 Land $95,000 Building $354,000
2023			$449,000 Land $95,000 Building $354,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 953 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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