2615 E 5th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2615 E 5th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,655 sqft · built 1934
Lot Size0.146 acres (6,370 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (May 2019)
Tax Bill$7,055 (2023)
Deeds & MortgagesNov 2019 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN127-131-15

Property Details

APN / Parcel Number

Primary APN127-131-15

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,655 sqft Heated Area
Gross Area2,790 sqft
1st Floor Area1,307 sqft
Attic Area348 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1934
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,370 sqft (0.146 acres)
Garage Area380 sqft
PorchPorch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number127-131-15
Street Address2615 E 5TH ST
CityCHARLOTTE
StateNC
Zip28204-4344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-22MF
Legal DescriptionL15 B17 M3-126
Legal SubdivisionROSEMOUNT
Legal Block17
Legal Lot Number15
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1013
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2615 E 5TH ST, CHARLOTTE, NC 28204-4344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 20, 2019Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2019 · Amount on Record
Deed SaleMay 20, 2019 · Amount on Record
Prior SaleMay 29, 2014 · Amount on Record
Deed Document Number0033521701
Deed Book / Page33521 / 701
Record UpdatedJun 7, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2615 E 5TH ST, CHARLOTTE, NC 28204-4344
Document Number0000164503
Instrument DateNov 21, 2019
Transaction TypeMortgage
Record UpdatedDec 24, 2019
Title CompanyNOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2615 E STH ST CHARLOTTE NC 28204, CHARLOTTE, NC 28204

Mortgage

Document Number0000164503
DateDec 3, 2019
Book Page034088/000198
Instrument164503
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 20, 2019
Property Address2615 E 5TH ST, CHARLOTTE, NC 28204-4344
Document Number0000060866
Book / Page33521 / 701
Map ReferenceMB 3 PG 126
Instrument DateMay 20, 2019
Instrument2019060866
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyINVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2027 SAM WILSON RD, 2027, CHARLOTTE, NC 28214-9059

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060867
DateMay 20, 2019
Book Page33521/703
Instrument2019060867
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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