261432 Rowe Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 261432 Rowe Rd, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,106 sqft · built 2018
Lot Size	6.27 acres (273,121 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Feb 2018)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-3N-24-0000-0001-0110`

Property Details

APN / Parcel Number

Primary APN	`28-3N-24-0000-0001-0110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	4,106 sqft Living Area
1st Floor Area	3,854 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	273,121 sqft (6.27 acres)
Garage Area	1,200 sqft
Porch	Florida Room
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	261432 ROWE RD
City	HILLIARD
State	FL
Zip	32046-8458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF SE1/4 OF NE1/4 IN OR 2177/1211 ESMT OR 2217/481
Legal Range	24E
Legal Township	03N
Legal Section	28
Legal Block	110
Legal Lot Number	1
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2030
Census Tract	50401

Owner

261432 Rowe Rd is owned by a company that bought it in February 2018.

Source: Nassau County records, as of November 26, 2025

Owner of Record	Company Name on File
Mailing Address	220 OCCIDENTAL AVE S, SEATTLE, WA 98104-3120
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 23, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Dec 8, 2018	Loan Modification, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS
Feb 15, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 15, 2018	Warranty Deed, Construction Loan · Construction Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2018 · Amount on File
Deed Sale	Feb 15, 2018 · Amount on File
Deed Document Number	20184977
Deed Book / Page	2177 / 1211
Prior Transfer Date	Apr 3, 2017
Prior Transfer Doc	0021111038
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	261432 ROWE RD, HILLIARD, FL 32046-8458
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261432 ROWE RD, HILLIARD, FL 32046-8458

Mortgage

Document Number	0025590972
Date	May 2, 2022
Book Page	2559/972
Instrument	202245015669

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	261432 ROWE RD, HILLIARD, FL 32046-8458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023560548
Date	Apr 23, 2020
Book Page	2356/548
Instrument	202045012376

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	261432 ROWE RD, HILLIARD, FL 32046-8458
Document Number	0022551504
Instrument Date	Dec 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261432 ROWE RD HILLIARD FL 320468458, HILLIARD, FL 32046-8458

Mortgage

Document Number	0022551504
Date	Feb 19, 2019
Book Page	002255/001504
Instrument	45004875

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

Interest

Rate	4.37%

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NASSAU FL
Recording Date	Feb 15, 2018
Property Address	261432 ROWE RD, HILLIARD, FL 32046-8458
Document Number	0021771198
Book / Page	002177 / 001198
Instrument Date	Feb 14, 2018
Instrument	4969
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11514 INEZ DR JACKSONVILLE FL 322184022, JACKSONVILLE, FL 32218-4022

February 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 15, 2018
Property Address	261432 ROWE RD, HILLIARD, FL 32046-8458
Document Number	0021771211
Book / Page	2177 / 1211
Instrument Date	Feb 8, 2018
Instrument	201804977
Transaction Type	Construction Loan
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4248 KEY VEGA CT, 4248, JACKSONVILLE, FL 32218-4486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75047 FERN CREEK DR, YULEE, FL 32097-0627

Mortgage

Document Number	0201804978
Date	Feb 15, 2018
Instrument	201804978

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	364 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 261432 Rowe Rd was $2,691, down 2.3% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,691.00 (-2.25%)	$215,702 (-0.17%)	$423,395 (+5.11%) Land $122,265 Building $301,130
2024	$2,753.00 (+1.55%) Homeowner's exemption	$216,079 (+3%)	$402,827 (+10.03%) Land $119,130 Building $283,697
2023	$2,711.00 (+10.7%) Homeowner's exemption	$209,785 (+3%)	$366,115 (+28.75%) Land $119,130 Building $246,985
2022	$2,449.00 Homeowner's exemption	$203,675	$284,360 Land $62,700 Building $221,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261432 Rowe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261432 Rowe Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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