2614 Spruce St, River Grove, IL 60171 Property Records

Cook County property record for 2614 Spruce St, River Grove, IL 60171

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft · built 1949
Lot Size	0.1 acres (4,375 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Feb 2017)
Tax Bill	$7,602 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-27-404-042`

Property Details

APN / Parcel Number

Primary APN	`12-27-404-042`
Alternative APN	`12-27-404-042-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,375 sqft (0.1 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2614 SPRUCE ST
City	RIVER GROVE
State	IL
Zip	60171-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALTER G (MCINTOSH) COS (RIVER)(PARK) ADD SUB PT FRAC L SEC27 & PT NE SEC34 NIBL PT LAFRAMBOISE RES & E200FT BLK27 ALL BLK30
Legal Range	12E
Legal Township	40N
Legal Section	27
Legal Subdivision	MCINTOSH COS RIVER PARK
Legal Block	27,30
Legal Lot Number	24
Jurisdiction	COOK IL
Township / Civil Division	LEYDEN
Census Block Group	2
Census Block	2006
Census Tract	811200

Owner

Source: Cook County records · APN 12-27-404-042

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2614 SPRUCE ST, RIVER GROVE, IL 60171-1624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2021	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Feb 01, 2017	Grant Deed, Transfer · FHA Mortgage HAMILTON GRP FNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2017 · Amount on Record
Deed Sale	Feb 01, 2017 · Amount on Record
Prior Sale	Jan 12, 2012 · Amount on Record
Deed Document Number	201749048
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2614 SPRUCE ST, RIVER GROVE, IL 60171-1624
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006204057
Date	Mar 03, 2021
Instrument	2106204057

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2051

Interest

Rate	2.62%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Feb 01, 2017
Property Address	2614 SPRUCE ST, RIVER GROVE, IL 60171-1624
Document Number	1703249048
Instrument Date	Jan 30, 2017
Instrument	3249048
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2614 SPRUCE ST RIVER GROVE IL 601711624, RIVER GROVE, IL 60171-1624

Mortgage

Document Number	1703249049
Date	Feb 01, 2017
Instrument	3249049

Lender

Name	HAMILTON GRP FNDG
Type	Funding / Finance Company
Address	SUNRISE, FL 33325

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Leyden Township
Municipality	River Grove Village
Secondary School District	Leyden Community High School District 212 (09 - 12)
Elementary School District	River Grove School District 85-5 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,000 (+19.24%) Land $5,469 Building $25,531	$310,000 (+19.24%) Land $54,690 Building $255,310
2023	$7,602.00 (+2.3%)
2022	$7,431.00 Homeowner's exemption	$25,999 Land $4,593 Building $21,406	$259,990 Land $45,930 Building $214,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	91 (1979–2020)
Claims Outside the SFHA	9 of 91
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 27 claims Severe Storms And Flooding, Jul 2010 · 33 claims Severe Storms & Flooding, Aug 1987 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 803 locations within half a mile of this property.

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