2614 River Bluff Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2614 River Bluff Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,870 sqft · built 2008
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Trust Names on File
Last Sale	$1,299,000 (Apr 2026)
Tax Bill	$4,628 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2026 Sale & Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`583-05-00-297`

Property Details

APN / Parcel Number

Primary APN	`583-05-00-297`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,870 sqft Living Area
1st Floor Area	1,362 sqft
Upper Floors Area	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Terrain	High
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	2614 RIVER BLUFF LN
City	MOUNT PLEASANT
State	SC
Zip	29466-9251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -RIVERTOWNE ON THE WANDO DESCRIPTION -LOT 2614
Legal Subdivision	RIVERTOWNE ON THE WANDO
Legal Lot Number	2614
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2024
Census Tract	4615

Owner

2614 River Bluff Ln is held in a trust since April 2026.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ADVANCIAL FCU
Apr 15, 2026	Deed, Transfer · Conventional Mortgage AMERICAN COMMERCIAL BANK
Apr 15, 2026	Deed, Transfer · Conventional Mortgage AMERICAN COMMERCIAL BANK
May 16, 2023	Intrafamily Transfer, Transfer
Jun 7, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Jun 7, 2022 · Amount on File
Deed Book / Page	1382 / 268
Prior Transfer Date	May 5, 2023
Prior Transfer Doc	0011800060
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251

Mortgage

Document Number	0013780520
Date	Mar 30, 2026
Book Page	1378/520

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Address	DALLAS, TX 75231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Margin	3
Max Rate	12.5%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 15, 2026
Property Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251
Document Number	1382000268
Book / Page	1382 / 268
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485,436.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251

Mortgage

Document Number	1382000269,
Date	Apr 15, 2026
Book Page	1382/269

Lender

Name	AMERICAN COMMERCIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1382000270,
Date	Apr 15, 2026
Book Page	1382/270

Lender

Name	AMERICAN COMMERCIAL BANK

Agreement

Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 15, 2026
Property Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251
Document Number	0013820268
Book / Page	1382 / 268
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485,436.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251

Mortgage

Document Number	1382000269,
Date	Apr 15, 2026
Book Page	1382/269

Lender

Name	AMERICAN COMMERCIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1382000270,
Date	Apr 15, 2026
Book Page	1382/270

Lender

Name	AMERICAN COMMERCIAL BANK

Agreement

Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	May 16, 2023
Property Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251
Document Number	0011800060
Book / Page	1180 / 60
Map Reference	MB EH PG 297&298
Instrument Date	May 5, 2023
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 7, 2022
Property Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251
Document Number	0011150026
Book / Page	1115 / 26
Map Reference	MB EH PG 297&298
Instrument Date	May 24, 2022
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,039.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251

Mortgage

Document Number	0000111527
Date	Jun 7, 2022
Instrument	1115/27

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251
Document Number	0920/0428
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2614 RIVER BLUFF LN MOUNT PLEASANT SC 294669251, MOUNT PLEASANT, SC 29466-9251

Mortgage

Document Number	0920/0428
Date	Sep 30, 2020
Book Page	000920/000428

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 29, 2045

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2614 RIVER BLUFF LN, MOUNT PLEASANT, SC 29466-9251
Document Number	0911/0624
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2614 RIVER BLUFF LN MOUNT PLEASANT SC 294669251, MOUNT PLEASANT, SC 29466-9251

Mortgage

Document Number	0911/0624
Date	Sep 1, 2020
Book Page	000911/000624

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 31, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2614 River Bluff Ln was $4,628, up 3.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,628.00 (+3.84%)	$1,246,900 (+2,530.59%) Land $373,300 Building $873,600	$1,246,900 Land $373,300 Building $873,600
2024	$4,457.00	$47,400
2022	$1,950.00	$21,200	$530,000 Land $154,000 Building $376,000
2020			$1,185,000 Land $225,000 Building $960,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2614 River Bluff Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 546 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	546 in force
Nearby Flood Claims	4 (2004–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2614 River Bluff Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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