2614 Mountain View Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 2614 Mountain View Rd, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,318 sqft · built 1982
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$387,000 (Jul 2018)
Tax Bill	$4,787 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`553587`

Property Details

APN / Parcel Number

Primary APN	`553587`
Alternative APNs	`390124 425008 0000` `88105`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Basement Area	991 sqft
Finished Basement	991 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	837 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	553587
Street Address	2614 MOUNTAIN VIEW RD
City	FERNDALE
State	WA
Zip	98248-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR3
Legal Description	BEG AT SE COR OF W 1/2 SE-TH W 12 RODS-TH N 8 RODS-TH E 12 RODS-TH S 8 RODS TO BEG-EXC PTN TO WHATCOM CO TO WIDEN RDS-EXC PTN
Legal Range	01
Legal Township	39
Legal Section	24
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2007
Census Tract	10503

Owner

Source: Whatcom County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2614 MOUNTAIN VIEW RD, FERNDALE, WA 98248-9652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BK
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	2018-0702903
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2614 MOUNTAIN VIEW RD, FERNDALE, WA 98248-9652
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301526
Date	Mar 8, 2021
Instrument	2021-0301526

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 27, 2018
Property Address	2614 MOUNTAIN VIEW RD, FERNDALE, WA 98248-9652
Document Number	2180702903
Instrument Date	Jul 10, 2018
Instrument	702903
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,893.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2614 MOUNTAIN VIEW RD FERNDALE WA 982489652, FERNDALE, WA 98248-9652

Mortgage

Document Number	2180702904
Date	Jul 27, 2018
Instrument	702904

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 28, 2017
Property Address	2614 MOUNTAIN VIEW RD, FERNDALE, WA 98248-9652
Document Number	2170202797
Instrument Date	Feb 22, 2017
Instrument	202797
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,612.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9727 216TH AVE NE REDMOND WA 980537558, REDMOND, WA 98053-7558

Mortgage

Document Number	2170202798
Date	Feb 28, 2017
Instrument	202798

Lender

Name	MIDWEST EQUITY MTG
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2032

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,787.00 (+21.93%)	$614,648 (+20.8%) Land $223,100 Building $391,548	$614,648 (+20.8%) Land $223,100 Building $391,548
2022		$508,829 Land $173,684 Building $335,145	$508,829 Land $173,684 Building $335,145
2021	$3,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN VIEW WATER ASSOCIATION private · serves 186 people · EPA ID WA5356900
Water Source	Purchased groundwater from FERNDALE
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Northwest Fiber, Verizon.

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